VFX Financial

A Financial Risk Analyst role at VFX supporting credit and liquidity risk management through data analysis, reporting, and collaboration across trading and operations teams.About VFXVFX Financial is one of the UK’s fastest-growing FinTechs, helping complex organisations move, manage, and protect money across borders. Built for specialist sectors, multi-jurisdiction structures, and high-compliance environments, we support businesses whose needs go beyond standard banking. We’re selective about who we work with because exceptional service requires focus and commitment.With six international offices, five regulatory licences, and an 83% CAGR over the past three years, we’re scaling rapidly and earning industry recognition along the way — including the Financial Times FT1000: Europe’s Fastest Growing Companies 2026, CNBC UK’s Top Fintech Companies 2025, Wealth & Finance FinTech Awards 2025, and the Business Growth Award from Business Awards UK.Behind it all is a team of ambitious VFXers united by collective ownership, a focus on growth, and a shared passion for solving complex problems.About the RoleThe Financial Risk Analyst plays a key role in supporting credit and liquidity risk management across our client portfolio. Sitting at the intersection of trading, risk, and operations, the role provides real-time insight into client exposures, margin requirements, and funding positions.Working closely with the Financial Risk Manager, you will help oversee the margin call process between VFX, our clients, and liquidity providers, while contributing to credit analysis, daily reporting, and the maintenance of robust monitoring and controls.This is a hands-on, early-career role suited to recent graduates or candidates with up to two years’ experience in risk, credit, treasury, or a similar analytical role. We’re looking for a numerate background (mathematics, finance, or similar), strong analytical skills, and most importantly, curiosity and a willingness to learn in a fast-paced environment.Key ResponsibilitiesAssist in monitoring client exposures and ensuring adherence to internal credit policies and limitsPerform financial statement and trading behaviour analysis to support credit decisionsMaintain robust administrative and operational controls to ensure timely reviews, covenant checks and escalation of key issuesCollaborate effectively with Front and Back Office teams to resolve trade discrepancies and ensure seamless processingPrepare and distribute of daily liquidity reportingDevelop and maintain knowledge of structured FX products, market risk, liquidity risk, and related operational considerationsSupport process enhancements and automation initiatives to improve efficiency and reduce operational riskOversee margin call management for clients, including initial and variation margin, in line with contractual and regulatory obligationsSupport the Financial Risk Manager in conducting credit facility reviews and monitoring counterparty exposures.Additional responsibilities may be assigned by the Financial Risk Manager, in line with the scope of the position, as reasonably required to support business and operational priorities.Candidate ProfileExperience & BackgroundDegree in Finance, Mathematics, Economics, or another numerate discipline (or equivalent experience)Exposure to financial markets, ideally FX or derivatives, is advantageous but not requiredTechnical SkillsStrong numeracy and analytical capabilityProficiency in ExcelUnderstanding of financial statements and company analysisCore CompetenciesAttention to Detail: Maintains high accuracy with time-sensitive tasksCollaboration: Works effectively with cross-functional stakeholdersOwnership: Takes responsibility for assigned processes, controls, and timely completion of tasksAdaptability: Responds well to changing workloads, system requirements, and market conditionsRisk Awareness: Proactively escalates potential risks to managementBenefits at VFXWe offer more than just perks — we offer ownership.Our benefits include:Generous Profit Share Plan (PSP)Equity opportunities via the Company Share Option Plan (CSOP)Competitive salaryHybrid working 3-days per week at our Aldgate officeAnnual all-expenses paid company incentive trip abroadFlexible learning & development budgetWeekly events like Supper Club, Thursday Happy Hour & regular socialsFresh fruit, breakfast staples & fully stocked drinks fridge in the officePSP & CSOP DetailsAt VFX, the biggest benefit is the opportunity to act like an owner. Through our Profit Share Scheme (PSP) and Company Share Option Plan (CSOP), every team member has a chance to own a stake in the business and share in the profits.To show you what that looks like, in 2024, PSP participants received over $1,000,000 USD. From those distributions, more than 80% of eligible VFXers chose to become shareholders—a powerful reflection of the belief and commitment that drives VFX forward.If you care about building something meaningful, take pride in your work, and are motivated by impact—you’ll thrive here.

Posted 11 days ago

Graduate Compliance Analyst role focused on KYC, transaction monitoring, and financial crime risk analysis within a fintech environmentAbout VFXVFX Financial is one of the UK’s fastest-growing FinTechs, helping complex organisations move, manage, and protect money across borders. Built for specialist sectors, multi-jurisdiction structures, and high-compliance environments, we support businesses whose needs go beyond standard banking. We’re selective about who we work with because exceptional service requires focus and commitment.With six international offices, five regulatory licences, and an 83% CAGR over the past three years, we’re scaling rapidly and earning industry recognition along the way — including the Financial Times FT1000: Europe’s Fastest Growing Companies 2026, CNBC UK’s Top Fintech Companies 2025, Wealth & Finance FinTech Awards 2025, and the Business Growth Award from Business Awards UK.Behind it all is a team of ambitious VFXers united by collective ownership, a focus on growth, and a shared passion for solving complex problems.About the OpportunityVFX is growing our Compliance Operations team and is hiring multiple graduate-level Compliance Analysts. No prior industry experience is required — we’re looking for people with a strong work ethic, good judgement, a willingness to learn, and a genuine interest in compliance, risk, operations, or financial crime.This is an opportunity to join the first line of defence at a fast-growing fintech, helping protect VFX and our clients across a global payments and FX platform.In this role, you’ll join either our Onboarding (KYC & Due Diligence) team or our Transaction Monitoring team, building a strong foundation in how regulated financial institutions assess risk, verify customers, and identify potentially suspicious activity.About the Teams1) OnboardingIn this team, you’ll learn how financial institutions verify new customers and assess risk before any money moves.You’ll review customer information, carry out KYC (Know Your Client) and due-diligence checks, and work closely with experienced colleagues to ensure clients meet regulatory requirements, VFX’s risk standards, and the expectations of our tier-1 banking partners.2) Transaction MonitoringIn this team, you’ll learn how financial crime risks such as money laundering, fraud, and sanctions breaches are identified in real-world payments and FX activity.You’ll review transaction alerts, analyse behaviours and patterns, and work with the wider Transaction Monitoring team to assess whether activity is legitimate or needs further investigation or escalation.Key ResponsibilitiesRisk Assessment & Decision-MakingReview customer or transaction information to assess risk.Apply structured, risk-based thinking to assessments and reviews.Escalate higher-risk cases to senior team members in line with internal frameworks.Maintain accurate, audit-ready records and clear rationales for decisions.Monitoring & Investigation SupportReview system alerts or onboarding cases for unusual or potentially suspicious activity.Analyse payments, behaviours, and customer profiles with support from senior colleagues.Document clear summaries of findings to support review and escalation.Policy, Governance & QualityFollow internal policies, escalation routes, and quality standards.Support audits, management information (MI), and regulatory reporting activities.Learn and apply regulatory expectations relevant to payments and financial crime.Collaboration & ImprovementWork closely with Compliance, Risk, Onboarding, Transaction Monitoring, and Relationship Management teams.Share observations on emerging risks, trends, or operational improvements.Contribute ideas to improve processes, workflows, and system effectiveness.Candidate ProfileBachelor’s degree (2:1 or above) or equivalent practical experience (Business, Economics, Law, Maths, or analytical disciplines preferred).Strong written communication with the ability to explain findings concisely.Detail-oriented, analytical, organised, and able to apply structured thinking.Curious, proactive, and eager to learn within a fast-moving, regulated fintech.Collaborative, reliable, and comfortable working with multiple teams.Interest in compliance, financial crime, risk, or operational excellence.Benefits at VFXWe offer more than just perks — we offer ownership.Our benefits include:Generous Profit Share Plan (PSP)Equity via the Company Share Option Plan (CSOP)Competitive salaryHybrid working 3-days per week at our Aldgate officeAnnual all-expenses paid company incentive trip abroadFlexible learning & development budgetWeekly events like Monday Supper Club, Thursday Happy Hour & regular socialsFresh fruit, breakfast staples & fully stocked drinks fridge in the officePSP & CSOP DetailsAt VFX, the biggest benefit is the opportunity to act like an owner. Through our Profit Share Scheme (PSP) and Company Share Option Plan (CSOP), every team member has a chance to own a stake in the business and share in the profits.To show you what that looks like, in 2024, PSP participants received over $1,000,000 USD. From those distributions, more than 80% of eligible VFXers chose to become shareholders — a powerful reflection of the belief and commitment that drives VFX forward.If you care about building something meaningful, take pride in your work, and are motivated by impact — you’ll thrive here.

Posted 14 days ago