Compliance Analyst – Graduate Opportunity

Graduate Compliance Analyst role focused on KYC, transaction monitoring, and financial crime risk analysis within a fintech environment

About VFX

VFX Financial is one of the UK’s fastest-growing FinTechs, helping complex organisations move, manage, and protect money across borders. Built for specialist sectors, multi-jurisdiction structures, and high-compliance environments, we support businesses whose needs go beyond standard banking. We’re selective about who we work with because exceptional service requires focus and commitment.

With six international offices, five regulatory licences, and an 83% CAGR over the past three years, we’re scaling rapidly and earning industry recognition along the way — including the Financial Times FT1000: Europe’s Fastest Growing Companies 2026, CNBC UK’s Top Fintech Companies 2025, Wealth & Finance FinTech Awards 2025, and the Business Growth Award from Business Awards UK.

Behind it all is a team of ambitious VFXers united by collective ownership, a focus on growth, and a shared passion for solving complex problems.

About the Opportunity

VFX is growing our Compliance Operations team and is hiring multiple graduate-level Compliance Analysts. No prior industry experience is required — we’re looking for people with a strong work ethic, good judgement, a willingness to learn, and a genuine interest in compliance, risk, operations, or financial crime.

This is an opportunity to join the first line of defence at a fast-growing fintech, helping protect VFX and our clients across a global payments and FX platform.

In this role, you’ll join either our Onboarding (KYC & Due Diligence) team or our Transaction Monitoring team, building a strong foundation in how regulated financial institutions assess risk, verify customers, and identify potentially suspicious activity.

About the Teams

1) Onboarding

In this team, you’ll learn how financial institutions verify new customers and assess risk before any money moves.

You’ll review customer information, carry out KYC (Know Your Client) and due-diligence checks, and work closely with experienced colleagues to ensure clients meet regulatory requirements, VFX’s risk standards, and the expectations of our tier-1 banking partners.

2) Transaction Monitoring

In this team, you’ll learn how financial crime risks such as money laundering, fraud, and sanctions breaches are identified in real-world payments and FX activity.

You’ll review transaction alerts, analyse behaviours and patterns, and work with the wider Transaction Monitoring team to assess whether activity is legitimate or needs further investigation or escalation.

Key Responsibilities

Risk Assessment & Decision-Making

• Review customer or transaction information to assess risk.

• Apply structured, risk-based thinking to assessments and reviews.

• Escalate higher-risk cases to senior team members in line with internal frameworks.

• Maintain accurate, audit-ready records and clear rationales for decisions.

Monitoring & Investigation Support

• Review system alerts or onboarding cases for unusual or potentially suspicious activity.

• Analyse payments, behaviours, and customer profiles with support from senior colleagues.

• Document clear summaries of findings to support review and escalation.

Policy, Governance & Quality

• Follow internal policies, escalation routes, and quality standards.

• Support audits, management information (MI), and regulatory reporting activities.

• Learn and apply regulatory expectations relevant to payments and financial crime.

Collaboration & Improvement

• Work closely with Compliance, Risk, Onboarding, Transaction Monitoring, and Relationship Management teams.

• Share observations on emerging risks, trends, or operational improvements.

• Contribute ideas to improve processes, workflows, and system effectiveness.

Candidate Profile

• Bachelor’s degree (2:1 or above) or equivalent practical experience (Business, Economics, Law, Maths, or analytical disciplines preferred).

• Strong written communication with the ability to explain findings concisely.

• Detail-oriented, analytical, organised, and able to apply structured thinking.

• Curious, proactive, and eager to learn within a fast-moving, regulated fintech.

• Collaborative, reliable, and comfortable working with multiple teams.

• Interest in compliance, financial crime, risk, or operational excellence.

Benefits at VFX

We offer more than just perks — we offer ownership.

Our benefits include:

• Generous Profit Share Plan (PSP)

• Equity via the Company Share Option Plan (CSOP)

• Competitive salary

• Hybrid working 3-days per week at our Aldgate office

• Annual all-expenses paid company incentive trip abroad

• Flexible learning & development budget

• Weekly events like Monday Supper Club, Thursday Happy Hour & regular socials

• Fresh fruit, breakfast staples & fully stocked drinks fridge in the office

PSP & CSOP Details

At VFX, the biggest benefit is the opportunity to act like an owner. Through our Profit Share Scheme (PSP) and Company Share Option Plan (CSOP), every team member has a chance to own a stake in the business and share in the profits.

To show you what that looks like, in 2024, PSP participants received over $1,000,000 USD. From those distributions, more than 80% of eligible VFXers chose to become shareholders — a powerful reflection of the belief and commitment that drives VFX forward.

If you care about building something meaningful, take pride in your work, and are motivated by impact — you’ll thrive here.