Moody's Corporation

Based out of Edinburgh and starting in September 2026, this position is part of the Moody’s Insurance Solutions Graduate Programme.At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. Skills and CompetenciesA strong understanding of financial mathematics (e.g. derivative pricing, interest-rate modelling, econometrics, stochastic processes, Monte-Carlo simulation)Excellent interpersonal skills, including the ability to communicate with individuals/teams with different backgrounds and at all levelsExcellent problem-solving skillsProven ability to hit deadlines while maintaining high standardsA customer-oriented mindsetExperience working within a financial institution (e.g. within an insurance company) is advantageous Have a proactive and curious approach to utilising AI, at Moody’s we are embracing and leading with Agentic AI and are looking for colleagues to embed these capabilities into everyday workingIn addition, you should have:Working knowledge of a computer programming language (examples include SQL, R/tidyverse, Python, Microsoft Excel, Julia, and Fortran) and/or experience working with REST APIs, as well as an adaptability and willingness to learn new languages/software as requiredEducationAn undergraduate degree in a highly quantitative subject (e.g. Financial-Mathematics, Actuarial Science, Mathematics, Statistics, Physics)Fluency in spoken and written EnglishNot required, but could be advantageous to your application:MSc/PhD degrees in relevant fieldsResponsibilitiesThe role will involve a wide-variety of activities associated with supporting our SG-related products and services including: The production of high-profile services used by a large proportion of our customers focusing on the calibration of stochastic models to current and historical market dataThe customization of models, their calibration approaches and our software to help solve customer-specific problemsDesigning new models, model calibration techniques and other related research activities associated with our products and servicesDeveloping, modifying and implementing bespoke tools/solutions to help with the production of customer servicesTraining customers on the technical aspects of our modelling and the use of our SG softwareAnswering technical questions from customers to help them understand our models, their calibration and other questions related to our products and servicesAt Moody's we believe the future of working in our industry will be shaped by AI, and as a graduate, you will be central to making that future effective and valuable for our clients  Join us in transforming the world's understanding and management of risk. Our insurance customers use our models, data, analytics, and technology to assess catastrophe, climate, actuarial, economic, asset, and credit risk; it is our role to equip them with the tools and understanding to thrive. As a part of this mission you are crucial to our future, and we are committed to supporting yours as well.About the Graduate Program/RoleAs a graduate, you will establish a diverse and relevant career foundation—gaining insights into our business, exploring opportunities for career advancement, and refining your skills for future growth. Commencing in September 2026, you will join an international group of Moody’s Insurance Solutions graduates. The journey begins with a month-long training session led by our network of top developers, scientists, product managers, customer success experts, and clients. Subsequently, you will engage in our rotation program, obtaining hands-on experience within various teams and disciplines. These rotations will deepen your understanding of our products, their development processes, the companies that utilize them, and the value and insights they provide. Your work will span multiple products and markets, allowing you to enhance technical expertise, problem-solving abilities, and communication skills. Our highly-skilled and diverse team in Edinburgh focuses on a variety of activities associated with the Moody’s Analytics Scenario Generator (SG), a market-leading stochastic modelling solution widely used in the life/general insurance, asset management and wealth/pensions industries.  The software has a variety of applications, all of which involve the projection/forecasting of a wide-range of financial and economic variables (e.g. interest rates, inflation, exchange rates, equity indices, bond returns, property prices) in all of the world’s major economies using a combination of textbook and in-house designed stochastic models. The rotation program will further give opportunity to work with solutions and customers in the wider Insurance Solutions offering, such as: actuarial modelling for life insurance products; and climate and catastrophe risk models for property insurance and related markets.  The roles would suit graduates with quantitative-based educational backgrounds in fields such as Actuarial Science, Mathematics, Statistics and Physics who would like to leverage and build upon their knowledge and skills to help solve complex real-world problems in the financial services sector.  The roles will particularly appeal to those with a knowledge of stochastic modelling, Monte-Carlo simulation and financial-mathematics and/or those with higher-level quantitative degrees (e.g. MSc, PhD), but qualifications of this type and in these areas is not essential. Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

Posted 2 days ago

Starting in September 2026, this structured 16-month graduate rotation program focuses on risk assessment across the insurance lifecycle.At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. Skills and CompetenciesHave a proactive and curious approach to utilising AI, at Moody’s we are embracing and leading with Agentic AI and are looking for colleagues to embed these capabilities into everyday workingEnjoy solving analytical and technical problemsPrioritise impactful outcomes and know when a job is doneTake initiative and feel a sense of satisfaction in owning your own outcomesCommunicate effectively verbally, in writing, and in presentationsSimplify and apply complex technical or scientific concepts for varied audiencesDemonstrate a constant desire to learn new skills and conceptsHave an interest in the role of science and technology in understanding and managing risksBe motivated by helping others succeedEducationBachelor’s or Master’s degree in a relevant field, such as STEM (e.g. Mathematics, Engineering, Physics, Statistics, Economics, Earth or Climate Sciences, Computer Sciences, Data Sciences, Software, IT, Risk Management, Insurance) or in Business and Management. We welcome candidates with strong technical expertise as well as those with a passion for client-facing work, as opportunities span both highly technical and relationship-driven rolesFluency in spoken and written EnglishCoding experience (language agnostic) About the Graduate ProgrammJoin us in transforming the world's understanding and management of risk. As part of the Moody’s Insurance Solutions Graduate Programme, you'll work with the people, teams, and companies leading the way in the use of models, data, analytics, and technology to derive relevant insights across the insurance lifecycle. Our insurance customers use our models, data, analytics, and technology to assess catastrophe, climate, actuarial, economic, asset, and credit risk; it is our role to equip them with the tools and understanding to thrive. As a part of this mission you are crucial to our future, and we are committed to supporting yours as well.   As a graduate you’ll build a diverse and relevant career – learning our business, discovering your career growth opportunities, and continuing to develop your skills for years to come.  Starting in September 2026, you'll join an international cohort of Moody’s Insurance Solutions graduates. You'll begin with a month-long training programme, learning from our network of leading developers, scientists, product managers, customer success practitioners, and clients. Following this, you'll participate in our rotation programme, gaining direct experience across various teams and disciplines. Through your rotations you will enhance your knowledge of our products, how they are built, the companies who use them, and how they get value and insight from them. Your work will span our products and markets, developing technical skills and knowledge, problem-solving skills, and communication skills. After a 5 week induction programme you will rotate quarterly through 5 teams, the three core teams above and two complimentary teams. You will then become a permanent member of one of the core teams in January 2028. Many of our team members, including interviewers for this role, began as graduates and have brought their skills to various roles and teams over time – we also have members of our leadership team who joined us as graduates in this programme! About the TeamIn Customer Success, we partner with clients to ensure they extract maximum value from our models, data, platform, applications, and services. We are a global, multi-disciplinary team of professionals with a shared passion for helping customers. Some examples of customer success roles across the team include: Model and software specialists who partner with clients to drive effective use of our models, data, and platform applications enabling a successful adoption whilst also providing expertise in validation, interpretation and technical and API-driven integrations, Client success managers who strategise and drive long-term success and Consultants who optimise client workflows, facilitate risk transfer, and explore new uses of our models and data.  Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

Posted 2 days ago