M&G

This entry-level actuarial pricing and financial modeling scheme focuses on producing new business pricing tariffs, evaluating market risk data, and executing pricing assumption reviews for savings and annuity products.Our purpose is to give everyone real confidence to put their money to work. With a heritage dating back more than 175 years, we have a long history of innovation in savings and investments, combining asset management and insurance expertise to offer a wide range of solutions. Our two distinct operating segments, Asset Management and Life, work together to provide access to balanced, long-term investment and savings solutions.Through telling it like it is, owning it now, and moving it forward together with care and integrity; we are creating an exceptional place to work for exceptional talent.We will consider flexible working arrangements for any of our roles and also offer work place accommodations to ensure you have what you need to effectively deliver in your role.Associate Pricing ActuaryLooking to kick-start or accelerate your actuarial career in a role that blends technical depth with real commercial impact?At M&G Life, we’re growing—and fast. Our Individual Life & Pensions (IL&P) division is entering an exciting new phase, with major product launches on the horizon including a new Onshore Bond, expansion of our market-leading PruFund proposition, and entry into the Lifetime Annuity market.To support this ambition, we’re expanding our Pricing team across both Savings and Annuity products—and we’re looking for talented Associate Actuaries (or those on the journey) to join us.The OpportunityThis is a fantastic opportunity to gain exposure across a broad range of products and pricing challenges in a collaborative, forward-thinking environment.You’ll play a hands-on role in shaping pricing strategies, supporting new product launches, and building the tools and insights that drive business decisions. You’ll initially join either our Savings or Annuities team, with opportunities to rotate and broaden your experience over time.What You’ll Be DoingProduce new business pricing for Savings and Individual Annuity productsOwn and deliver regular Management Information (MI) to track performance and inform decisionsAnalyse experience and market data, contributing to pricing assumption reviewsBuild and enhance models, improving pricing capability and efficiencySupport the implementation and testing of calculations within IT systemsContribute to the development and launch of new productsWork closely with teams across Finance, Propositions, Investments, Risk, and external partnersWhat We’re Looking ForA student actuary or recent graduate with a strong academic background and a passion for actuarial workA commercial mindset, with an interest in how pricing decisions drive customer value and business growthStrong analytical and problem-solving skills, with the ability to interpret complex datasetsExperience with data analysis, trends, and statistical techniquesClear and confident communication skills, able to explain technical concepts to non-specialistsA collaborative approach and eagerness to learn from cross-functional teamsProactive and adaptable, comfortable working in a fast-paced environmentDesirable (but not essential):Experience in pricing individual life productsFamiliarity with Excel and VBAExposure to Python or other programming toolsWhy Join M&G Life?Be part of a high-growth business with exciting product launches and strategic expansionGain exposure across both Savings and Annuities, building a well-rounded actuarial skillsetWork in a team that values innovation, development, and continuous learningEnjoy real ownership and visibility, with opportunities to influence key decisions early in your careerDevelop within a supportive environment committed to actuarial study and progressionIf you’re looking for a role where your technical skills meet commercial impact—and where you can grow alongside an ambitious, evolving business, apply now!What we offer:At M&G, we’re committed to helping you thrive and supporting your wellbeing, both at work and beyond. Our benefits are designed to help you balance your professional and personal life, while planning confidently for your future. Our UK benefits include:As a savings and Investments firm we are proud to offer a valuable pension scheme of 18%, with 13% made up of Employer Contributions and 5% Employee Contributions. We also offer Share Save and our Share Incentive Plan, together with access to financial wellbeing and support services - to help give you real confidence to put your money to work.Enjoy 38 days annual leave including bank holidays, with the opportunity to purchase up to 5 extra days and additional flexibility through our Time Off When You Need It policy – to balance your work and personal commitments.  Our market leading Inspiring Families policy includes comprehensive support and paid parental leave covering maternity, adoption, surrogacy, and paternity leave - as supporting families is a core aspect of our inclusive culture.Health & Protection cover including Private Healthcare, Critical Illness cover and Life Assurance for you, with family options - for peace of mind.

Posted 3 days ago

This entry-level actuarial finance and asset management scheme focuses on strategic decision-making and regulatory reporting, training recent graduates through structured 18-month rotations across actuarial functions to produce statutory data while supporting progress toward IFoA qualification.Our purpose is to give everyone real confidence to put their money to work. With a heritage dating back more than 175 years, we have a long history of innovation in savings and investments, combining asset management and insurance expertise to offer a wide range of solutions. Our two distinct operating segments, Asset Management and Life, work together to provide access to balanced, long-term investment and savings solutions. Through telling it like it is, owning it now, and moving it forward together with care and integrity; we are creating an exceptional place to work for exceptional talent.We will consider flexible working arrangements for any of our roles and also offer workplace accommodations to ensure you have what you need to effectively deliver in your role.Kickstart Your Career with Our Three-Year Graduate SchemeJoin us on a three year programme to build a deep understanding of the Actuarial functions within the M&G Finance department. Your journey will start on 14 September 2026 with a cohort-wide induction, blending industry-focused training with insight sessions led by our experienced professionals. From there, you’ll embark on a programme designed to accelerate your growth:Business Rotations: Participate in structured 18-month rotations across our Finance Actuarial functions. Each placement will help you build technical expertise and broaden your understanding of how our business operates.Professional Qualifications: We’ll support you to work towards the Institute and Faculty of Actuaries (IFoA), providing dedicated study leave and resources to help you succeed.Professional Skills Development: Alongside your cohort, you’ll develop essential skills via interactive workshops and self-led missions, covering topics like networking, communication, and personal brand.To support you throughout the programme you’ll have a manager to guide your development, a buddy for day-to-day queries, and plenty of opportunities to attend insight events and grow your network across M&G.What will I be doing?By joining our Finance function, you’ll play a meaningful role in helping M&G generate value for the organisation. Finance is at the heart of strategic decision-making - delivering insights, balancing stakeholder needs, and ensuring robust controls and governance to safeguard assets and enhance performance.  The successful candidate will:Gain insights into how Finance supports business developments and projects, ensuring good outcomes for internal and external customers.Contribute towards various activities linked to the production of statutory and regulatory reporting and management information. Get exposure to the latest IT systems and technologies used in Finance, learning how digital tools and AI enable efficient reporting and analysis.This is an exciting opportunity to start your career in a function that is passionate about ensuring it is a diverse department where colleagues support each other, share information and ideas, and work together towards common goals.  Development is a priority where professional qualifications are supported alongside data and technology, leadership and collaboration skills.What are we looking for?We’re looking for curious minds and creative problem-solvers with a genuine interest in becoming an Actuary. If you’re eager to learn, ready to collaborate, and passionate about making an impact, this is the place for you. Successful candidates will demonstrate:Comfort with technology and digital tools.Self-motivated and collaborative, with the ability to work effectively in teams and build strong relationships.Analytical and critical thinkers who can form independent opinions and approach problems with curiosity.A proactive mindset and eagerness to learn.Strong analytical thinking and problem-solving skills, with attention to detail.Strong communication and collaboration skills.Ability to build and maintain positive relationships across teams and with stakeholders.A numerical degree will be beneficial but we welcome applicants from all degree disciplines and champion diversity of thought and experience.Minimum RequirementsRecent Graduate, or graduating in Summer 2026.Right to Work in the UK at the time of application - we are unable to provide visa sponsorship for this programme.Apply now and take the first step toward an exciting career at M&G!We have a diverse workforce and an inclusive culture at M&G plc, underpinned by our policies and our employee-led networks who provide networking opportunities, advice and support for the diverse communities our colleagues represent. Regardless of gender, ethnicity, age, sexual orientation, nationality, disability, or long-term condition, we are looking to attract, promote and retain exceptional people. We also welcome those who take part in military service and those returning from career breaks.

Posted 7 days ago

This apprenticeship sits within the Marketing Operations Team and focuses on delivering marketing and insights plans to customers and financial advisers.At M&G our purpose is to give everyone real confidence to put their money to work. As an international savings and investments business with roots stretching back more than 170 years, we offer a range of financial products and services through Asset Management, Life and Wealth. All three operating segments work together to deliver attractive financial outcomes for our clients, and superior shareholder returns.Through our behaviours of telling it like it is, owning it now, and moving it forward together with care and integrity; we are creating an exceptional place to work for exceptional talent.We will consider flexible working arrangements for any of our roles and also offer work place accommodations to ensure you have what you need to effectively deliver in your roleWho are we looking for? We are looking for a confident individual with a positive attitude and a can‑do approach, who is keen to build their experience and grow with M&G. A successful candidate will be self‑motivated, curious, able to build strong relationships and work effectively as part of a team. They should feel comfortable using their initiative, working independently when needed, and be eager to learn and progress. The Role As a Marketing Executive Apprentice, you join the Marketing Operations Team who work closely with each other to deliver the Marketing strategy to our customers, financial advisers and their clients.You will be working across the Marketing centres of excellence supporting Strategy, insights, Digital experience and Operations developing a wide set of skills to help understand how Marketing supports and drives M&G’s proposition. In the role you’ll work closely with key stakeholders and agencies to understand the fundamental of Marketing and how we deliver for our customers and advisersWhat will you be doing? As a Marketing Executive Apprentice, your daily duties will include:Support the delivery of great customer digital experience through understanding how a customer wants to interact with M&GUnderstand and develop the Marketing process in a regulated environment and shaping those processes to maximise efficiency and use experience.Support and develop research and insight plans that help us understand our customer and adviser needs and Market trendsSupport the development & delivery of the Marketing and Insight Plan in line with the overall strategy and objectives of the businessSupport other internal marketing projects as requiredWhat will I need to be successful in this role? Prior Marketing experience gained in financial services marketing is preferred but not essentialYou must demonstrate the ability to adapt, learn quickly and pick up new skillsDemonstrate a good understanding of digital channelsGood interpersonal skillsGood investment and pension knowledge across funds and products would be helpful, but not essentialExcellent project management skills, specifically the ability to prioritise and meet deadlinesMinimum Requirements Available to start the apprenticeship programme in September 2026 You must not be enrolled into another further education programme at the beginning of the programme  Be a UK citizen or have proof of your right to work in the UK  Living in ScotlandPass in Five National 5s including EnglishMinimum of Grade C in Two Highers or equivalent  Training Provided As a Marketing Executive Apprentice with M&G, you will undertake the Extended Foundation Certificate in Professional and Digital Marketing Level 3. The apprenticeship will be delivered through a blend of live online learning, pre-recorded lectures, and face to face inductions and masterclasses Future Prospects This is a fixed term contract for 18 - 23 months upon which the business may decide to retain, subject to the Apprentice performance, headcount, and available funding. If recruited into a permanent role, the individual will follow the career progression applicable to the specific role/department. Salary £24,400 per annum plus benefits As you may expect, our Apprenticeship roles are extremely popular and therefore we may need to close vacancies early if we receive a high level of applications.What we offer:At M&G, we’re committed to helping you thrive and supporting your wellbeing, both at work and beyond. Our benefits are designed to help you balance your professional and personal life, while planning confidently for your future. Our UK benefits include:As a savings and Investments firm we are proud to offer a valuable pension scheme of 18%, with 13% made up of Employer Contributions and 5% Employee Contributions. We also offer Share Save and our Share Incentive Plan, together with access to financial wellbeing and support services - to help give you real confidence to put your money to work.Enjoy 38 days annual leave including bank holidays, with the opportunity to purchase up to 5 extra days and additional flexibility through our Time Off When You Need It policy – to balance your work and personal commitments.Our market leading Inspiring Families policy includes comprehensive support and paid parental leave covering maternity, adoption, surrogacy, and paternity leave - as supporting families is a core aspect of our inclusive culture.Health & Protection cover including Private Healthcare, Critical Illness cover and Life Assurance for you, with family options for peace of mind.

Posted 23 days ago

This apprenticeship sits within the Customer and Adviser Services division of M&G Life. The role focuses on tracking and analyzing customer service data—including complaints, voice logs, and secure messages—to perform Root Cause Analysis (RCA).At M&G our purpose is to give everyone real confidence to put their money to work. As an international savings and investments business with roots stretching back more than 170 years, we offer a range of financial products and services through Asset Management, Life and Wealth. All three operating segments work together to deliver attractive financial outcomes for our clients, and superior shareholder returns.Through our behaviours of telling it like it is, owning it now, and moving it forward together with care and integrity; we are creating an exceptional place to work for exceptional talent.We will consider flexible working arrangements for any of our roles and also offer work place accommodations to ensure you have what you need to effectively deliver in your roleWho are we looking for? We are looking for a confident individual with a positive attitude and a can‑do approach, who is keen to build their experience and grow with M&G. A successful candidate will be self‑motivated, curious, able to build strong relationships and work effectively as part of a team. They should feel comfortable using their initiative, working independently when needed, and be eager to learn and progress. The Role As a Customer Operations Insight Apprentice you will be support with identifying the root causes of customer complaints and contact across M&G’s customer service channels. Your work will support the delivery of regulatory obligations to the FCA and support continuous improvement by providing actionable insight and recommendations for change.M&G Life in its current form was created in October 2024 with the merger of what was formerly the closed book operation and the M&G Wealth Business (open book). M&G Life now covers over 5 million customers with more than £300 Bn invested across all of its products and wrappers and has an ambitious growth plan for 2025 and beyond. M&G Life operations work with a number of partners including Equiniti, Diligenta, Waystone, Paragon, Willis Towers Watson, as well as M&G Global Services supporting our in-house operation. M&G Life also has international presence with teams in Ireland and Poland.Customer and Adviser Services deliver support that meets the needs of both end‑customers and financial advisers across their chosen channels. We aim to provide fast, accurate resolutions and proactively improve experiences by using insight, feedback, and strong operational processes.You will analyse complaints and contact data from voice, secure message, and back-office functions, identifying patterns and drivers that impact customer experience. Work closely with operational teams to help turn insights into meaningful service improvements. You’ll support the analysis of in‑house data and assist with reviewing RCA (root cause analysis) activity carried out by outsourced partners, making sure it aligns with M&G standards. You will also update action plans based on findings and follow up on agreed actions to keep improvements on track.What will you be doing? As a Customer Insight Operations Apprentice you will be: Perform analysis of complaints to identify systemic issues, trends, and customer pain pointsAnalyse reasons for contact across voice, secure message, and back-office functions to understand customer behaviour and support customers to self-serveCollaborate with operational teams and journey owners to track progress and improvementsTrack and report on RCA themes and contact drivers, supporting the development of dashboards and insight packsSupport the validation and measurement of improvement initiatives linked to RCA and contact reductionContribute to the continuous improvement of RCA processes and methodologiesWhat will I need to be successful in this role? Confident communication skills, both written and verbalAbility to build and maintain relationships with internal and external stakeholders with easeAbility to manage processes and coordinating with different peopleStrong analytical skills with the ability to identify patterns and root causes from qualitative and quantitative dataAbility to translate complex findings into clear, actionable recommendationsEfficient, proactive, structured approach to work and very well organizedHigh level of accuracy and good attention to detailCan effectively manage day to day work, alongside apprenticeship qualificationModerate understanding of the MS Office (Word, Excel, PowerPoint, Outlook)A proactive team player who is confident about working with others but also independently and can promptly escalate any issue and work remotely where requiredLogical and analytical approach coupled with intelligence, passion, and a drive to learnMinimum Requirements Available to start the apprenticeship programme in September 2026You must not be enrolled into another further education programme at the beginning of the programme  Be a UK citizen or have proof of your right to work in the UK  Living in ScotlandPass in Five National 5s including English and Maths  Minimum of Grade C in Two Highers or equivalent  Training Provided As a Customer Insight Operations Apprentice with M&G, you will undertake the Providing Financial Services SCQF Level 6 Apprenticeship. The apprenticeship will be delivered through a blend of live online learning, pre-recorded lectures, and face to face inductions and masterclasses Future Prospects This is a fixed term contract for 18 - 23 months upon which the business may decide to retain, subject to the Apprentice performance, headcount, and available funding. If recruited into a permanent role, the individual will follow the career progression applicable to the specific role/department. Salary £24,400 per annum plus benefits  We are only accepting one application per candidate, so please do review all job descriptions and outline your top three choices in your application.As you may expect, our Apprenticeship roles are extremely popular and therefore we may need to close vacancies early if we receive a high level of applications.What we offer:At M&G, we’re committed to helping you thrive and supporting your wellbeing, both at work and beyond. Our benefits are designed to help you balance your professional and personal life, while planning confidently for your future. Our UK benefits include:As a savings and Investments firm we are proud to offer a valuable pension scheme of 18%, with 13% made up of Employer Contributions and 5% Employee Contributions. We also offer Share Save and our Share Incentive Plan, together with access to financial wellbeing and support services - to help give you real confidence to put your money to work.Enjoy 38 days annual leave including bank holidays, with the opportunity to purchase up to 5 extra days and additional flexibility through our Time Off When You Need It policy – to balance your work and personal commitments.Our market leading Inspiring Families policy includes comprehensive support and paid parental leave covering maternity, adoption, surrogacy, and paternity leave - as supporting families is a core aspect of our inclusive culture.Health & Protection cover including Private Healthcare, Critical Illness cover and Life Assurance for you, with family options - for peace of mind.

Posted 23 days ago

This financial data apprenticeship focuses on supporting the Global Finance Data team to ensure regulatory compliance and risk mitigation within corporate reporting.At M&G our purpose is to give everyone real confidence to put their money to work. As an international savings and investments business with roots stretching back more than 170 years, we offer a range of financial products and services through Asset Management, Life and Wealth. All three operating segments work together to deliver attractive financial outcomes for our clients, and superior shareholder returns.Through our behaviours of telling it like it is, owning it now, and moving it forward together with care and integrity; we are creating an exceptional place to work for exceptional talent.We will consider flexible working arrangements for any of our roles and also offer work place accommodations to ensure you have what you need to effectively deliver in your roleWho are we looking for? We are looking for a confident individual with a positive attitude and a can‑do approach, who is keen to build their experience and grow with M&G. A successful candidate will be self‑motivated, curious, able to build strong relationships and work effectively as part of a team.They should feel comfortable using their initiative, working independently when needed, and be eager to learn and progress.The Role As a Finance Data Analyst, you will support the Global Finance Data team. This team is part of our Finance function reporting into the Data Director and Chief Financial Officer. The aim is to ensure data is managed and used appropriately in compliance with regulatory requirements to mitigate the risk of omissions or errors within our internal and external reporting. This prevents harm for customers, employees, and shareholders, as well as avoiding disruption, reputational damage, or regulatory intervention.The team ensures the right processes and procedures are in place and support the Finance teams comply with the policies implemented by the Chief Data Officer and other related Risk functions.  The team also supports the adoption of new technologies within Finance, including enhanced analysis and reporting tools as well as encouraging the safe and responsible use of AI.What will you be doing? As a Finance Data Analyst Apprentice you will be: Supporting the Data team and the other Finance operational teams in understanding the requirements for various aspects of data policy compliance and centralising key evidence itemsSupporting the Data team in documenting and maintaining elements of architecture, process lineage, and ownershipSupporting the generation and sharing of dashboard, evidence, and reportingManaging internal Finance queries on data governance.Training and Awareness on the importance of governance and use of technology to colleagues in the Finance businessAttending planning, progress review, and oversight meetingsEngagement with data governance and architecture experts in other areas of M&GDeveloping knowledge of the regulatory requirements on data governanceLearn how to have effective risk management in place and how data risks are identified, assessed, managed and reportedWhat will I need to be successful in this role? Confident communication skills, both written and verbalAbility to build and maintain relationships with internal and external stakeholders with easeAbility to manage processes and coordinating with different peopleStrong mathematical and analytic skillsEmpathy and good listening skillsEfficient, proactive, structured approach to work and very well organizedHigh level of accuracy and good attention to detailCan effectively manage day-to-day work, alongside apprenticeship qualificationModerate understanding of the MS Office (Word, Excel, PowerPoint, Outlook) A proactive team player who is confident about working with others but also independently and can promptly escalate any issue and work remotely where requiredLogical and analytical approach coupled with intelligence, passion, and a drive to learn Minimum Requirements Available to start the apprenticeship programme in September 2026 You must not be enrolled into another further education programme at the beginning of the programme  Be a UK citizen or have proof of your right to work in the UK  Living in ScotlandPass in Five National 5s including English and Maths  Minimum of Grade C in Two Highers or equivalent  Training Provided As a Finance Data Analyst Apprentice with M&G, you will undertake the Data Analyst SCQF Level 8 Apprenticeship. The apprenticeship will be delivered through a blend of live online learning, pre-recorded lectures, and face to face inductions and masterclasses Future Prospects This is a fixed term contract for 18 - 23 months upon which the business may decide to retain, subject to the Apprentice performance, headcount, and available funding. If recruited into a permanent role, the individual will follow the career progression applicable to the specific role/department. Salary £24,400 per annum plus benefits  We are only accepting one application per candidate, so please do review all job descriptions and outline your top three choices in your application.As you may expect, our Apprenticeship roles are extremely popular and therefore we may need to close vacancies early if we receive a high level of applications.What we offer:At M&G, we’re committed to helping you thrive and supporting your wellbeing, both at work and beyond. Our benefits are designed to help you balance your professional and personal life, while planning confidently for your future. Our UK benefits include:As a savings and Investments firm we are proud to offer a valuable pension scheme of 18%, with 13% made up of Employer Contributions and 5% Employee Contributions.We also offer Share Save and our Share Incentive Plan, together with access to financial wellbeing and support services - to help give you real confidence to put your money to work.Enjoy 38 days annual leave including bank holidays, with the opportunity to purchase up to 5 extra days and additional flexibility through our Time Off When You Need It policy – to balance your work and personal commitments.Our market leading Inspiring Families policy includes comprehensive support and paid parental leave covering maternity, adoption, surrogacy, and paternity leave - as supporting families is a core aspect of our inclusive culture.Health & Protection cover including Private Healthcare, Critical Illness cover and Life Assurance for you, with family options - for peace of mind.

Posted 23 days ago