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Lendable

Lendable

Lendable is a platform that makes borrowing money and saving money effortless; across loans, credit cards, car finance, utility bills, insurance, mobile contracts and more. With an AI trained on a decade of proprietary data, Lendable takes a holistic view of each customer’s finances to expand access to affordable, fast and transparent credit and savings. A relentless focus on building the best technology for customers results in being able to provide instant decisions, personalised rates, and transferring of funds within minutes. This in turn has delivered an unprecedented 5.0 stars out of 5 on Trustpilot from over 95,000 reviews on Lendable and a category-leading 4.8 stars for Zable. Through Zable, Lendable’s superapp, the firm delivers personalised insights to millions of customers, making it simple to track your credit health, save money refinancing to cheaper deals, and access transparent credit options. Lendable is now the UK’s largest non-bank lender for loans and one of the largest issuers of credit cards in the country, with a growing presence in the United States.

London, UK

FinTech

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4 roles

Lendable

Credit Analyst Intern

Lendable

London, UK

Analyse complex data and build models using Python or SQL to generate insights that influence lending, pricing, fraud detection, and business strategy.About the roleThis is a 10 week internship program starting from 29th June 2027Salary - £50,000 (per annum)We’re looking for a super smart student who is great with numbers and loves problem solving to come and apply your skills in a start up environment and have a big impact on our business and how we do things.What you'll be doingUse your analytical and problem-solving skills to generate key insights from data, and use that insight to drive meaningful change in our strategyUsing data and modelling to ground assumptions for our NPV model, such as predicting what default rates will be in the future, and using that to inform our lending deicsionsUsing data and analytics to drive decisions about who we should lend to, and how much we should lend to them, and how that changes with the economy and competition changesConducting hypothesis testing, and using your findings to change how we do things in areas such as lending strategy, pricing, and fraud detectionPresenting your findings to senior leaders in the company, then work with the product/tech team to get them implementedWhat we're looking forA university student in their penultimate year (can be undergraduates, masters or PhD students)Must have coding skills in Python or SQLSomeone that loves numbers! You’ll be working with numbers every single day in this role so you’ll be able to demonstrate your ability to work with complex data sets, analyse them and draw insightsYou’ll have a natural curiosity and love to dig into things to understand how they workStartup mindset. We’re a fast-growth tech startup so you’ll be super excited to work in an entrepreneurial environment and have a real impact on the business

Posted 4 days ago

Lendable

Graduate Analyst

Lendable

London, UK

Analyse complex data and build models to generate insights that shape lending, pricing, fraud detection, and business strategy decisions.About the roleWe’re looking for a super smart graduate who is great with numbers and loves problem solving to come and apply your skills in a start up environment and have a big impact on our business and how we do things.What you'll be doingUse your analytical and problem-solving skills to generate key insights from data, and use that insight to drive meaningful change in our strategyUsing data and modelling to ground assumptions for our NPV model, such as predicting what default rates will be in the future, and using that to inform our lending deicsionsUsing data and analytics to drive decisions about who we should lend to, and how much we should lend to them, and how that changes with the economy and competition changesConducting hypothesis testing, and using your findings to change how we do things in areas such as lending strategy, pricing, and fraud detectionPresenting your findings to senior leaders in the company, then work with the product/tech team to get them implementedWhat we're looking forA graduate with a degreeSomeone that loves numbers! You’ll be working with numbers every single day in this role so you’ll be able to demonstrate your ability to work with complex data sets, analyse them and draw insightsYou’ll have a natural curiosity and love to dig into things to understand how they workStartup mindset. We’re a fast-growth tech startup so you’ll be super excited to work in an entrepreneurial environment and have a real impact on the business

Posted 4 days ago

Lendable

Enterprise Risk Graduate

Lendable

London, UK

Supports enterprise-wide risk management by assessing and monitoring operational, financial, compliance and technology risks, maintaining risk frameworks and controls, and using data, automation and AI to improve risk oversight.About the role:The Enterprise Risk Analyst will play a crucial role in identifying, assessing, monitoring, and mitigating risks across the organisation. This position supports the continuous evolution of the Enterprise Risk Management (ERM) framework, ensuring that potential threats to our strategic objectives, operations, finances, and reputation are proactively managed. The ideal candidate will possess strong analytical skills, a keen eye for detail, and the ability to communicate complex risk concepts clearly to diverse stakeholders. Some key components of the role are as followsSupport the identification of potential risks (e.g., operational, financial, strategic, compliance, technological, reputational, environmental) across all business units and functions..Assist in conducting comprehensive risk assessments, including qualitative and quantitative analysis, to evaluate the likelihood and impact of identified risks.Facilitate risk workshops and discussions with various departments to gather risk intelligenceLeverage automation and AI to enhance efficiency and reduce risk where applicable.This role demands a knack for collaborating with all levels of stakeholders, rapidly grasping new business domains, and forging balanced solutions that foster growth within defined risk parametersYour team’s objectivesEmbed and maintain the Risk Management Framework to establish a clear, consistent, and comprehensive approach to risk management across the enterprise..To collaborate with business functions with the objective to effectively manage the firm's risks.To provide independent review and challenge where necessary to mitigate the chance of the firm not meeting its overall obligationsWhat you’ll be doing/impact on objectivesSupport the successful deployment and ongoing use of a new Risk Management System.Collaborate with business units to ensure timely completion and review of risk assessmentsDevelop and communicate regular KRI reports, collaborating with business SMEs to provide insightful commentary that enhances risk understandingCollaborate with business units to ensure the timely completion of actions originating from the Enterprise Risk Function.Assess and validate the effectiveness of established controlsProvide oversight of the risk event and risk acceptance processes, delivering insightful analysis to the business.Assist with the end-to-end risk event process, including reviewing, escalation, and resolution of risk events to drive continuous improvement.What we’re looking forProven experience in the financial services sector, with a strong understanding of industry best practices relating to Risk or Second Line activitiesEducated to degree level or holding a relevant compliance qualificationPossesses a strong work ethic, sound judgment, and the ability to make well-informed decisions.Exceptional communication skills, both written and verbal.Comprehensive knowledge or willingness to learn about regulations and development embedding of an enterprise risk framework

Posted 21 days ago

Lendable

Graduate - Operations Transformation Associate

Lendable

London, UK

Develop operational leadership skills by analysing data, improving processes, and delivering AI and automation initiatives within a fast-growing fintech company.About the roleWe’re looking for a super-smart and ambitious graduate who is not only highly numerate and analytical, but also enthusiastic about building strong relationships and driving meaningful change. Join us to apply your analytical expertise and people skills to help shape the future of our operations and prepare for a path towards Operational Leadership.What you'll be doingThis two-year, full-time programme offers hands-on experience across our core customer-facing Operations teams. It’s an exciting opportunity to immerse yourself in the workings of a fast-growing fintech business, contributing to real projects with measurable impact. With mentorship and leadership support, you’ll develop valuable skills in AI, digital transformation, and process improvement—building a strong foundation for your future as an Operational leader.Operational Automation & Efficiency: Work on initiatives to improve customer experience, optimise processes, and contribute to operational efficiency.Rapid Exposure: Quickly take on significant responsibility and gain exposure to multiple functions across operations - whether through team rotations or high-impact assignments.Data-Driven Decision Making: Analyse problems, propose solutions, and drive execution with support from our teams.Communication & Delivery: Present findings, ideas, and results to stakeholders, developing your communication and influencing skills.Problem-solving: Address complex operational challenges and deliver actionable solutions to our teams.Customer-Centricity: Develop a keen understanding of customer needs and be empowered to identify pain points and design seamless, customer-focused processes, ensuring that our operational strategies consistently deliver great customer outcomes.Collaboration: Collaborate with our cross-functional Operations teams to deliver tangible, customer-focused projects.What we're looking forA graduate with a STEM degree, with evidence of strong analytical thinking, creative problem solving, and quantitative skills.Strong interpersonal and communication skills - you enjoy collaborating and building relationships.Can demonstrate examples of critical thinking, adaptability, and initiative, ideally through academic, internship, or extracurricular experiences.Results-driven and resourceful, with a willingness to learn quickly and embrace new challenges.Comfortable with technology, data analysis and curious about fintech, AI, and automation.Startup mindset. We’re a fast-growth tech startup so you’ll be super excited to work in an entrepreneurial environment and have a real impact on the businessYou’ll have a natural curiosity and love to dig into things to understand how they work and are eager to drive positive change from day one.Compensation£40,000 - £45,000 annual salary

Posted 29 days ago

Lendable

Credit Analyst Intern

Lendable

London, UK

Analyse complex data and build models using Python or SQL to generate insights that influence lending, pricing, fraud detection, and business strategy.About the roleThis is a 10 week internship program starting from 29th June 2027Salary - £50,000 (per annum)We’re looking for a super smart student who is great with numbers and loves problem solving to come and apply your skills in a start up environment and have a big impact on our business and how we do things.What you'll be doingUse your analytical and problem-solving skills to generate key insights from data, and use that insight to drive meaningful change in our strategyUsing data and modelling to ground assumptions for our NPV model, such as predicting what default rates will be in the future, and using that to inform our lending deicsionsUsing data and analytics to drive decisions about who we should lend to, and how much we should lend to them, and how that changes with the economy and competition changesConducting hypothesis testing, and using your findings to change how we do things in areas such as lending strategy, pricing, and fraud detectionPresenting your findings to senior leaders in the company, then work with the product/tech team to get them implementedWhat we're looking forA university student in their penultimate year (can be undergraduates, masters or PhD students)Must have coding skills in Python or SQLSomeone that loves numbers! You’ll be working with numbers every single day in this role so you’ll be able to demonstrate your ability to work with complex data sets, analyse them and draw insightsYou’ll have a natural curiosity and love to dig into things to understand how they workStartup mindset. We’re a fast-growth tech startup so you’ll be super excited to work in an entrepreneurial environment and have a real impact on the business

Posted 4 days ago

Lendable

Graduate Analyst

Lendable

London, UK

Analyse complex data and build models to generate insights that shape lending, pricing, fraud detection, and business strategy decisions.About the roleWe’re looking for a super smart graduate who is great with numbers and loves problem solving to come and apply your skills in a start up environment and have a big impact on our business and how we do things.What you'll be doingUse your analytical and problem-solving skills to generate key insights from data, and use that insight to drive meaningful change in our strategyUsing data and modelling to ground assumptions for our NPV model, such as predicting what default rates will be in the future, and using that to inform our lending deicsionsUsing data and analytics to drive decisions about who we should lend to, and how much we should lend to them, and how that changes with the economy and competition changesConducting hypothesis testing, and using your findings to change how we do things in areas such as lending strategy, pricing, and fraud detectionPresenting your findings to senior leaders in the company, then work with the product/tech team to get them implementedWhat we're looking forA graduate with a degreeSomeone that loves numbers! You’ll be working with numbers every single day in this role so you’ll be able to demonstrate your ability to work with complex data sets, analyse them and draw insightsYou’ll have a natural curiosity and love to dig into things to understand how they workStartup mindset. We’re a fast-growth tech startup so you’ll be super excited to work in an entrepreneurial environment and have a real impact on the business

Posted 4 days ago

Lendable

Enterprise Risk Graduate

Lendable

London, UK

Supports enterprise-wide risk management by assessing and monitoring operational, financial, compliance and technology risks, maintaining risk frameworks and controls, and using data, automation and AI to improve risk oversight.About the role:The Enterprise Risk Analyst will play a crucial role in identifying, assessing, monitoring, and mitigating risks across the organisation. This position supports the continuous evolution of the Enterprise Risk Management (ERM) framework, ensuring that potential threats to our strategic objectives, operations, finances, and reputation are proactively managed. The ideal candidate will possess strong analytical skills, a keen eye for detail, and the ability to communicate complex risk concepts clearly to diverse stakeholders. Some key components of the role are as followsSupport the identification of potential risks (e.g., operational, financial, strategic, compliance, technological, reputational, environmental) across all business units and functions..Assist in conducting comprehensive risk assessments, including qualitative and quantitative analysis, to evaluate the likelihood and impact of identified risks.Facilitate risk workshops and discussions with various departments to gather risk intelligenceLeverage automation and AI to enhance efficiency and reduce risk where applicable.This role demands a knack for collaborating with all levels of stakeholders, rapidly grasping new business domains, and forging balanced solutions that foster growth within defined risk parametersYour team’s objectivesEmbed and maintain the Risk Management Framework to establish a clear, consistent, and comprehensive approach to risk management across the enterprise..To collaborate with business functions with the objective to effectively manage the firm's risks.To provide independent review and challenge where necessary to mitigate the chance of the firm not meeting its overall obligationsWhat you’ll be doing/impact on objectivesSupport the successful deployment and ongoing use of a new Risk Management System.Collaborate with business units to ensure timely completion and review of risk assessmentsDevelop and communicate regular KRI reports, collaborating with business SMEs to provide insightful commentary that enhances risk understandingCollaborate with business units to ensure the timely completion of actions originating from the Enterprise Risk Function.Assess and validate the effectiveness of established controlsProvide oversight of the risk event and risk acceptance processes, delivering insightful analysis to the business.Assist with the end-to-end risk event process, including reviewing, escalation, and resolution of risk events to drive continuous improvement.What we’re looking forProven experience in the financial services sector, with a strong understanding of industry best practices relating to Risk or Second Line activitiesEducated to degree level or holding a relevant compliance qualificationPossesses a strong work ethic, sound judgment, and the ability to make well-informed decisions.Exceptional communication skills, both written and verbal.Comprehensive knowledge or willingness to learn about regulations and development embedding of an enterprise risk framework

Posted 21 days ago

Lendable

Graduate - Operations Transformation Associate

Lendable

London, UK

Develop operational leadership skills by analysing data, improving processes, and delivering AI and automation initiatives within a fast-growing fintech company.About the roleWe’re looking for a super-smart and ambitious graduate who is not only highly numerate and analytical, but also enthusiastic about building strong relationships and driving meaningful change. Join us to apply your analytical expertise and people skills to help shape the future of our operations and prepare for a path towards Operational Leadership.What you'll be doingThis two-year, full-time programme offers hands-on experience across our core customer-facing Operations teams. It’s an exciting opportunity to immerse yourself in the workings of a fast-growing fintech business, contributing to real projects with measurable impact. With mentorship and leadership support, you’ll develop valuable skills in AI, digital transformation, and process improvement—building a strong foundation for your future as an Operational leader.Operational Automation & Efficiency: Work on initiatives to improve customer experience, optimise processes, and contribute to operational efficiency.Rapid Exposure: Quickly take on significant responsibility and gain exposure to multiple functions across operations - whether through team rotations or high-impact assignments.Data-Driven Decision Making: Analyse problems, propose solutions, and drive execution with support from our teams.Communication & Delivery: Present findings, ideas, and results to stakeholders, developing your communication and influencing skills.Problem-solving: Address complex operational challenges and deliver actionable solutions to our teams.Customer-Centricity: Develop a keen understanding of customer needs and be empowered to identify pain points and design seamless, customer-focused processes, ensuring that our operational strategies consistently deliver great customer outcomes.Collaboration: Collaborate with our cross-functional Operations teams to deliver tangible, customer-focused projects.What we're looking forA graduate with a STEM degree, with evidence of strong analytical thinking, creative problem solving, and quantitative skills.Strong interpersonal and communication skills - you enjoy collaborating and building relationships.Can demonstrate examples of critical thinking, adaptability, and initiative, ideally through academic, internship, or extracurricular experiences.Results-driven and resourceful, with a willingness to learn quickly and embrace new challenges.Comfortable with technology, data analysis and curious about fintech, AI, and automation.Startup mindset. We’re a fast-growth tech startup so you’ll be super excited to work in an entrepreneurial environment and have a real impact on the businessYou’ll have a natural curiosity and love to dig into things to understand how they work and are eager to drive positive change from day one.Compensation£40,000 - £45,000 annual salary

Posted 29 days ago

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