KPMG

You will join the Tax & Law division and train toward becoming a qualified chartered tax professional (ACA or ICAS) over 3 years.Job descriptionWhy Tax?Tax is a high-profile discipline and one which is constantly changing. Think about ever-increasing digitisation, enhanced regulation and the importance of the Sustainability agenda. At KPMG, we have a full understanding of these developments, allowing us to give timely and accurate advice and information to clients. That way, companies can navigate the complex terrain and stay compliant.We collaborate with organisations of all shapes and sizes – whether that’s to get ahead of complex compliance requirements, drive process and cash efficiencies, or rethink the way their in-house functions operate to drive better value.Life as a Tax graduateKPMG’s Tax practice has a wide-ranging remit, which means you could be tackling a variety of challenges at the heart of client organisations. Our specialisms include International, Business and Indirect Taxes, where we support clients on transactions and in managing their domestic and global tax obligations, through to People Taxes. Here, we advise on all aspects of employee reward and compliance for internationally mobile workforces, as well as supporting high-net-worth individuals and entrepreneurial families.Your futureAs you can see, there are a broad range of career paths for ambitious graduates, where you’ll have the opportunity to be at your best, building your network in an inclusive and diverse environment. You’ll also have the opportunity to develop valuable technical skills with the support of senior leaders, engagement leaders, peers and our broader Tax community.On this programme, you'll study for the ACA (or CA equivalent in Scotland), providing you with structured learning through a blend of innovative online, and in-person tuition. You’ll develop valuable technical skills and have the support of our learning community – helping you to fulfil your career potential.Qualifications:ACA or CA equivalent (Scotland locations)Entry Requirements:At KPMG, everyone brings a unique perspective, and we want to ensure that you have the best opportunity to demonstrate your potential. We want to discover your individual strengths and attributes to help us to know whether you’ll enjoy working here and how you’ll thrive. That’s why we operate an open access policy and an application process that will assess both your qualifications and your qualities.Generally, you’ll be expected to demonstrate the following grades (*or equivalents), to show that you’re able to successfully study for professional qualifications. If you are a few grades or points short, we would still encourage you to apply, as your application will be reviewed together with your performance in our assessments.You‘ll also have the opportunity to provide additional information for us to assess your application and potential in the context of your socio-economic background and/or any extenuating circumstances, which may have a positive uplift on your academic achievements through contextual recruitment. GCSE Maths Grade 5 or B*GCSE English Language Grade 5 or B*120 UCAS points* from your ‘top’ 3 A Level grades, excluding General Studies2:1 undergraduate degree in any discipline.Key Skills:Throughout the recruitment process we will be looking to learn more about your strengths.To be successful on this programme, you will be required to demonstrate the strengths that we look for in our graduates at KPMG.Training and Development:The training and development of our people is critical to the future success of our business. We want to empower you to grow in your own way, to feed your curiosity and embrace a growth mindset in an environment where learning is continuous. We have therefore created a rich curriculum and learning community to help you build your skills and fulfil your potential. This ranges from an immersive five-day induction experience to help you transition to the world of work through to formal training courses, leadership knowledge bites, learning journals, online courses and networking events – all aligned to our ‘learn for a lifetime’ strategy designed to help you gain an advantage for life.In addition, in Tax, we offer the ACA Accelerated Programme. This is front-loaded, uses innovative technology and is delivered via a blend of online and in-centre classroom courses. The ACA Accelerated Programme enables you to upskill quickly, so you can make your mark. For the first year of your training contract, you will focus purely on your professional qualification, by completing 12 out of 15 ACA exams. You will also have opportunities to reconnect with your home department and peer group, as well as complete internal training and extra skills sessions. The entire programme is supported in a wide range of ways by your tuition provider (BPP) and KPMG’s dedicated Early Careers Development team.If you join a Scottish office, we support the equivalent CA qualification and therefore you will study towards your ICAS. This newly designed programme enables you to sit the majority of the ICAS exams in your first year, provides you with innovative technology to support your learning experience and also enables you to upskill quickly. You will have opportunities to reconnect with your home department and peer group, as well as complete internal training and extra skills sessions. The entire programme is supported in a wide range of ways by ICAS and KPMG’s dedicated Early Careers Development team.For both programmes, in the remaining two years of your training contract, you will concentrate on building up a fantastic range of work experience, complete your exams and will have the technical knowledge to apply to your role in the workplace. These programmes have been structured with you in mind and truly empower you to accelerate your learning journey at KPMG.

Posted 11 days ago

A technology consulting graduate programme focused on delivering digital solutions using AI, data, and cloud technologies to solve business challenges.Job descriptionHow we make the difference in Technology ConsultingAs a Technology Consulting graduate, you’ll build the skills to analyse, advise and deliver digital solutions for some of the most pressing issues facing business and society. The breadth of our work, expertise and clients means there’s always the chance to learn new things. You’ll join a strong support network helping you to maximise every opportunity that comes your way.You’ll work with new methods and technology tools, and combine expertise from across our Risk Consulting and Technology Transformation teams to deliver tailored solutions and solve a broad mix of challenges for our clients. This could mean:Helping an investment bank use Artificial Intelligence to detect and prevent fraud.Exploring how a retailer could use analytics to understand their customers better.Working with one of the world’s most renowned brands to adopt world-class processes using the latest release of a major software platform.Supporting a Chief Digital Officer to shape an organisation to build and deploy digital products quickly and effectively.How you’ll grow with usIf you’re keen to develop a career in technology and are interested in solving business issues innovatively and sustainably, you’ll thrive in this passionate team of people. You’ll be supported to continually develop your skills while working on complex and varied projects as part of your three-year programme which may include areas such as Tech Strategy or Risk, Cloud Transformation, Cyber, Forensic Technology and Data Analytics, Business Analysis and Testing. You’ll also have the opportunity to gain technical qualifications or accreditations specifically suited to the work you will deliver.The teams you’ll work withFor those who apply for this programme in our Glasgow office, you’ll join our Tax Technology team. This team focuses on consulting, software implementation and managing data and analytical solutions across our Tax and Law practice.Elsewhere, as well as Tax Technology you could be joining teams in Forensic Technology, Cloud, Cyber, Data, Microsoft Business Solutions, Testing, Technology Transformation, and Technology Risk. In each, you’ll be collaborating with clients, tax professionals, and other tech professionals.If you’re curious, resilient and agile, you could thrive with us.Entry Requirements:At KPMG, everyone brings a unique perspective, and we want to ensure that you have the best opportunity to demonstrate your potential. We’ve designed our application process to assess everyone’s potential and to ensure that you have the skills to succeed at KPMG.  We will be considering your strengths and achievements alongside several other metrics, including technical background and/or experience. You’ll generally be expected to demonstrate the following: 2:2 undergraduate degree in any discipline. As part of your application, you will be given the opportunity to share any extenuating circumstances that may have impacted your degree outcome. Supplying us with this information will not negatively impact your application, but it may provide a positive uplift on your academic achievements. You can also choose to opt out of sharing it. Key Skills:Throughout the recruitment process we will be looking to learn more about your strengths. To be successful on this programme, you will be required to demonstrate the strengths that we look for in our graduates at KPMG.Training and Development:The training and development of our people is critical to the future success of our business. We want to empower you to grow in your own way, to feed your curiosity and embrace a growth mindset in an environment where learning is continuous. Therefore, we have created a rich curriculum and learning community to help you build your skills and fulfil your potential. This ranges from an immersive 5-day induction experience to help you transition to the world of work, formal training courses, leadership knowledge bites, learning journals, online courses and networking events – all aligned to our ‘learn for a lifetime’ strategy designed to help you gain an advantage for life.On this programme, you’ll also have the opportunity to take part in relevant technology-focused learning and training.

Posted 22 days ago

A technology audit graduate role focused on assessing IT systems, data, and cybersecurity risks, with professional qualification support (CFAB).Job descriptionWhy Technology Audit?The world’s leading organisations are embracing technology at an incredible pace today. Given the growth of AI, robotics, advanced analytics and Blockchain, there are opportunities for businesses of all sizes to make leaps they couldn’t previously have imagined. It’s the job of our Technology Audit team to identify and mitigate the potential risks and threats that this fast-moving world can produce. As you’d expect, we work as part of KPMG’s wider Audit practice, which provides insight, challenge and expertise to some of the world’s biggest companies. We make a meaningful difference to those businesses and the wider community.Life as a Technology Audit graduateYou don’t need to be a technical guru to join us. Our current graduates have degrees in a variety of subjects. If you’re curious, agile, pay attention to detail and have the appetite to learn about technology and the role of technology in audit, you’ll thrive with us.You’ll be working as part of a larger team alongside colleagues in Financial Audit, with a particular focus on evaluating the IT systems that underpin an organisation’s key financial processes. Ensuring continuous improvement of audit quality, you’ll assess control risks (including code evaluation and system configuration), financial and operational applications, technology infrastructure and technology projects. We’ll also expect you to assess the cyber security landscape of the business you’re working with.It's all about critically assessing processes and controls over data and, through the work, you’ll gain exposure to local and global businesses alike – potentially in different industry sectors. As a result, you’ll see a breadth of technology and be able to draw on the support of innovative data and analytics technology and tools. We also provide you with our global, smart audit platform, KPMG Clara, that delivers automated solutions. Your FutureOn this programme, you'll complete the Certificate in Accounting Finance and Business (CFAB). Alongside this, we will support you to develop your technology, process and data audit skills, all of which empower you to build an exciting and long-term career with us.Entry Requirements:At KPMG, everyone brings a unique perspective, and we want to ensure that you have the best opportunity to demonstrate your potential. We want to discover your individual strengths and attributes to help us to know whether you’ll enjoy working here and how you’ll thrive. That’s why we operate an open access policy and an application process that will assess both your qualifications and your qualities. Generally, you’ll be expected to demonstrate the following grades (*or equivalents), to show that you’re able to successfully study for professional qualifications. If you are a few grades or points short, we would still encourage you to apply, as your application will be reviewed together with your performance in our assessments. You‘ll also have the opportunity to provide additional information for us to assess your application and potential in the context of your socio-economic background and/or any extenuating circumstances, which may have a positive uplift on your academic achievements through contextual recruitment. GCSE Maths Grade 5 or B*GCSE English Language Grade 5 or B*120 UCAS points* from your ‘top’ 3 A Level grades, excluding General Studies2:1 undergraduate degree in any discipline.Key Skills:Throughout the recruitment process we will be looking to learn more about your strengths.To be successful on this programme, you will be required to demonstrate the strengths that we look for in our graduates at KPMG.Training and Development:The training and development of our people is critical to the future success of our business. We want to empower you to grow in your own way, to feed your curiosity and embrace a growth mindset in an environment where learning is continuous. We have therefore created a rich curriculum and learning community to help you build your skills and fulfil your potential. This ranges from an immersive five-day induction experience to help you transition to the world of work, through to formal training courses, leadership knowledge bites, learning journals, online courses and networking events – all aligned to our ‘learn for a lifetime’ strategy designed to help you gain an advantage for life.In addition, in Technology Audit, we currently offer the CFAB qualification. The CFAB qualification is part of the ACA Accelerated Programme, which is a front-loaded study path that uses innovative technology and is delivered via a blend of online and in-centre classroom courses. The ACA Accelerated programme enables you to upskill quickly so you can make your mark. You will complete just the initial level of the ICAEW ACA qualification, CFAB or the Certificate in Accounting Finance and Business, which will give you a good understanding of business, finance & accounting, and is highly valued in organisations around the world. The ICAEW Certificate in Finance, Accounting & Business (ICAEW CFAB) teaches practical skills and essential knowledge in accounting, finance and business.In the remaining two years of your training contract, you will concentrate on building up a fantastic range of work experience and will have the technical knowledge to apply to your role in the workplace. The entire programme is supported by a wide range of mechanisms that will be applied by your tuition provider (BPP) and KPMG’s dedicated Early Careers Development team. This newly designed programme has been structured with you in mind and truly empowers you to accelerate your learning journey at KPMG.

Posted 22 days ago

A technology audit graduate programme focused on assessing IT systems, data, and cybersecurity risks, with professional qualification support (CFAB).Job descriptionWhy Technology Audit?The world’s leading organisations are embracing technology at an incredible pace today. Given the growth of AI, robotics, advanced analytics and Blockchain, there are opportunities for businesses of all sizes to make leaps they couldn’t previously have imagined. It’s the job of our Technology Audit team to identify and mitigate the potential risks and threats that this fast-moving world can produce. As you’d expect, we work as part of KPMG’s wider Audit practice, which provides insight, challenge and expertise to some of the world’s biggest companies. We make a meaningful difference to those businesses and the wider community.Life as a Technology Audit graduateYou don’t need to be a technical guru to join us. Our current graduates have degrees in a variety of subjects. If you’re curious, agile, pay attention to detail and have the appetite to learn about technology and the role of technology in audit, you’ll thrive with us.You’ll be working as part of a larger team alongside colleagues in Financial Audit, with a particular focus on evaluating the IT systems that underpin an organisation’s key financial processes. Ensuring continuous improvement of audit quality, you’ll assess control risks (including code evaluation and system configuration), financial and operational applications, technology infrastructure and technology projects. We’ll also expect you to assess the cyber security landscape of the business you’re working with.It's all about critically assessing processes and controls over data and, through the work, you’ll gain exposure to local and global businesses alike – potentially in different industry sectors. As a result, you’ll see a breadth of technology and be able to draw on the support of innovative data and analytics technology and tools. We also provide you with our global, smart audit platform, KPMG Clara, that delivers automated solutions. Your FutureOn this programme, you'll complete the Certificate in Accounting Finance and Business (CFAB). Alongside this, we will support you to develop your technology, process and data audit skills, all of which empower you to build an exciting and long-term career with us.Entry Requirements:At KPMG, everyone brings a unique perspective, and we want to ensure that you have the best opportunity to demonstrate your potential. We want to discover your individual strengths and attributes to help us to know whether you’ll enjoy working here and how you’ll thrive. That’s why we operate an open access policy and an application process that will assess both your qualifications and your qualities. Generally, you’ll be expected to demonstrate the following grades (*or equivalents), to show that you’re able to successfully study for professional qualifications. If you are a few grades or points short, we would still encourage you to apply, as your application will be reviewed together with your performance in our assessments. You‘ll also have the opportunity to provide additional information for us to assess your application and potential in the context of your socio-economic background and/or any extenuating circumstances, which may have a positive uplift on your academic achievements through contextual recruitment.GCSE Maths Grade 5 or B*GCSE English Language Grade 5 or B*120 UCAS points* from your ‘top’ 3 A Level grades, excluding General Studies2:1 undergraduate degree in any discipline.Key Skills:Throughout the recruitment process we will be looking to learn more about your strengths.To be successful on this programme, you will be required to demonstrate the strengths that we look for in our graduates at KPMG.Training and Development:The training and development of our people is critical to the future success of our business. We want to empower you to grow in your own way, to feed your curiosity and embrace a growth mindset in an environment where learning is continuous. We have therefore created a rich curriculum and learning community to help you build your skills and fulfil your potential. This ranges from an immersive five-day induction experience to help you transition to the world of work, through to formal training courses, leadership knowledge bites, learning journals, online courses and networking events – all aligned to our ‘learn for a lifetime’ strategy designed to help you gain an advantage for life.In addition, in Technology Audit, we currently offer the CFAB qualification. The CFAB qualification is part of the ACA Accelerated Programme, which is a front-loaded study path that uses innovative technology and is delivered via a blend of online and in-centre classroom courses. The ACA Accelerated programme enables you to upskill quickly so you can make your mark. You will complete just the initial level of the ICAEW ACA qualification, CFAB or the Certificate in Accounting Finance and Business, which will give you a good understanding of business, finance & accounting, and is highly valued in organisations around the world. The ICAEW Certificate in Finance, Accounting & Business (ICAEW CFAB) teaches practical skills and essential knowledge in accounting, finance and business.In the remaining two years of your training contract, you will concentrate on building up a fantastic range of work experience and will have the technical knowledge to apply to your role in the workplace. The entire programme is supported by a wide range of mechanisms that will be applied by your tuition provider (BPP) and KPMG’s dedicated Early Careers Development team. This newly designed programme has been structured with you in mind and truly empowers you to accelerate your learning journey at KPMG.

Posted 22 days ago

An actuarial graduate programme focused on analysing financial risk using data and mathematics, with professional qualification support (IFoA).Job descriptionOur Actuarial team help organisations within the insurance industry to manage financial risk. Graduates on this programme use detailed analysis of past events to create accurate models of the future – and advise on their financial implications. It's work that makes a meaningful and positive difference for our clients.  Qualifying as an Actuary requires drive and motivation. You’ll be asked to produce detailed analyses and communicate the commercial implications of complex topics. It’s a highly technical role, best suited to graduates who are ambitious and enjoy working with numbers, studying an honours degree or post graduate degree in a numerical or analytical subject, for example Actuarial Science, Maths, Statistics, Data Science, Economics, Engineering or Physics. During the programme you will have the opportunity for varied learning and training opportunities and will study to gain the Actuarial qualification in three to five years. You’ll need to be driven and highly motivated to qualify as an Actuary and have a passion for producing detailed analyses and able to communicate the commercial implications of complex topics.   Within Actuarial, there are two different areas which you could join, both working with some of the biggest companies in the UK and global insurance market: Life Actuarial Services provides advice to the Life Insurance industry, who in turn provide investment related products (such as workplace pensions) or protection products (such as term assurance policies or critical illness cover).  General Insurance covers the spectrum of business and personal risks, with types of insurance ranging from standard car and house to more unusual insurances covering satellites, oil rigs or hurricane damage. Changing regulations, new products and developing markets mean that nothing stands still in this challenging and demanding business area.  Our firm’s hybrid working model balances the flexibility of working from home with the importance of collaborating and learning in offices or at client sites. We trust our people to be where our clients need them to be, with our client-facing colleagues working together in person as often as needed. You’ll be empowered by the technology that supports us to work flexibly and our collaborative offices spaces, building friendships and shared experiences, innovating and learning together. Entry Requirements:At KPMG, everyone brings a unique perspective, and we want to ensure that you have the best opportunity to demonstrate your potential. We want to discover your individual strengths and attributes to help us to know whether you’ll enjoy working here and how you’ll thrive. That’s why we operate an open access policy and an application process that will assess both your qualifications and your qualities.Generally, you’ll be expected to demonstrate the following grades (*or equivalents), to show that you’re able to successfully study for professional qualifications. If you are a few grades or points short, we would still encourage you to apply, as your application will be reviewed together with your performance in our assessments. You‘ll also have the opportunity to provide additional information for us to assess your application and potential in the context of your socio-economic background and/or any extenuating circumstances, which may have a positive uplift on your academic achievements through contextual recruitment. GCSE Maths Grade 5 or B*GCSE English Language Grade 5 or B*136 UCAS points* from your ‘top’ 3 A Level grades, excluding General Studies. Must include Maths at minimum grade A.2:1 undergraduate degree in a numerical or analytical degree (for example Actuarial Science, Maths, Statistics, Data Science, Economics, Engineering or Physics).Key Skills:Throughout the recruitment process we will be looking to learn more about your strengths. To be successful on this programme, you will be required to demonstrate the strengths that we look for in our graduates at KPMG.Training and Development:The training and development of our people is critical to the future success of our business. We want to empower you to grow in your own way, to feed your curiosity and embrace a growth mindset in an environment where learning is continuous. Therefore, we have created a rich curriculum and learning community to help you build your skills and fulfil your potential. This ranges from an immersive 5-day induction experience to help you transition to the world of work, formal training courses, leadership knowledge bites, learning journals, online courses and networking events – all aligned to our ‘learn for a lifetime’ strategy designed to help you gain an advantage for life.In addition, in Actuarial, we offer the IFoA qualification through a Level 7 apprenticeship route. Your qualification is expected to take 3 years (please note that any prior learning you have undertaken will determine the length of the qualification). You will study towards a Level 7 apprenticeship with the Institute and Faculty of Actuaries (IFoA) and ActEd (your tuition provider), with the aim of achieving Associate Level upon completion. We recognise this is a challenging qualification, and therefore you will have flexibility over your exam pathway. You will be given a study mentor who will work with you to agree how many exams to attempt and which order to attempt the exams. You will also be supported through the Level 7 apprenticeship, with access to a skills coach with ActEd and support from your Performance Manager at KPMG. Once you have completed your Associate Level qualification, you will be supported to progress to Fellowship and become a fully qualified actuary. This programme is delivered via a range of live and recorded courses, together with extensive online material libraries. Students will have access to a dedicated coach throughout their study programme to provide tailored support towards the exams. Study leave is afforded based on our learning provider's recommendations, enabling you to balance studying and learning materials at a pace suited to your style, and then getting individuals ready for final revision and exam technique practice in the run up to sittings. There is flexibility to the study programme over your training contract based on any exemptions received, but all enabling you to have structured support to qualify swiftly.

Posted 22 days ago

A consulting graduate scheme focused on improving business operations through data, technology, and strategy, with professional qualification support (CIMA).Job descriptionHow we make the difference in Customer and Operations Customer and Operations is all about connecting – making sure entire enterprises are working together in a way that is more customer-centric, digital and at a lower cost. In a world where AI can tip the balance between human and machine, you’ll be at the forefront of innovation, getting clients to find that balance and thrive. From day one of the graduate scheme, you’ll provide organisations with fact-based, actionable insights, helping them see what’s coming next; identifying threats, innovations and opportunities that always put people at the heart, all while ensuring efficiency and high performance. You could be operationalising artificial intelligence to automate systems, designing facilities for patient-focused healthcare, or working with governments to put citizens at the heart of their services, to name just a few of the projects we work on. How you’ll grow with us In Customer and Operations, you’ll work with some of the largest, most well-known organisations in the world, joining a sub-sector-specific team within our Corporate, Public Sector or Financial Services client base. Clients include the UK government, UK banks, the NHS, global coffee chains, transport networks and consumer goods organisations.  On the graduate scheme, you’ll work towards the Chartered Institute of Management Accountants (CIMA) professional qualification, with the support of our learning community. The teams you could work in Over the three years, you can gain experience across a range of our teams and find your niche. Some of these teams include Financial Services, providing solutions to clients across Banking, Insurance, Asset Management and Private Equity; Corporates, leveraging technology, analytics and service delivery options to advance businesses; or Infrastructure, Government and Healthcare, helping to reimagine new ways to make national services better.  Please note, if you apply to our Bristol office you will need to either hold, or be capable of obtaining, UK security clearance. This could include but not be limited to being a UK citizen or having resided in the UK for the past 5 years.So, if you want to join a welcoming team, make effective changes to organisations around the UK, and work with exciting new technology, apply to Customer and Operations Consulting at KPMG. Entry Requirements:At KPMG, everyone brings a unique perspective, and we want to ensure that you have the best opportunity to demonstrate your potential. We want to discover your individual strengths and attributes to help us to know whether you’ll enjoy working here and how you’ll thrive. That’s why we operate an open access policy and an application process that will assess both your qualifications and your qualities.Generally, you’ll be expected to demonstrate the following grades (*or equivalents), to show that you’re able to successfully study for professional qualifications. If you are a few grades or points short, we would still encourage you to apply, as your application will be reviewed together with your performance in our assessments. You‘ll also have the opportunity to provide additional information for us to assess your application and potential in the context of your socio-economic background and/or any extenuating circumstances, which may have a positive uplift on your academic achievements through contextual recruitment.GCSE Maths Grade 5 or B*GCSE English Language Grade 5 or B*120 UCAS points* from your ‘top’ 3 A Level grades, excluding General Studies2:1 undergraduate degree in any discipline.Key Skills:Throughout the recruitment process we will be looking to learn more about your strengths. To be successful on this programme, you will be required to demonstrate the strengths that we look for in our graduates at KPMG.Training and Development:The training and development of our people is critical to the future success of our business. We want to empower you to grow in your own way, to feed your curiosity and embrace a growth mindset in an environment where learning is continuous. Therefore, we have created a rich curriculum and learning community to help you build your skills and fulfil your potential. This ranges from an immersive 5-day induction experience to help you transition to the world of work, formal training courses, leadership knowledge bites, learning journals, online courses and networking events – all aligned to our ‘learn for a lifetime’ strategy designed to help you gain an advantage for life.The CIMA qualification uses innovative technology and is delivered via a blend of Online Classroom Live and recorded courses, in addition to in-centre classroom courses. It also has wrap-around support which consists of dedicated professional coaches, online portal content and live and recorded additional study sessions, which means there is a form of support for your every need.This blended approach enables you to study and learn the content at a pace suited to your learning style, but ensures all are at the right technical level prior to stepping into revision elements, so you can focus on your exam technique before the exam. The structure of the programme is delivered via an apprenticeship route which really enables you to learn on the job and apply your knowledge to the workplace. It equally means that your learning and examinations are spread over the lifetime of the training contract, so that you are able to build up your technical knowledge, and can gradually apply what you are learning in training to your workplace experience.

Posted 22 days ago