Howden

Supports insurance brokers in assessing risks, analyzing coverage options, and managing insurance programs for clients in the energy, utilities, infrastructure, and renewable resources sectors.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.Natural Resources  Natural Resources is one of the most globally significant sectors in the insurance market. From renewable energy projects and utility networks to oil and gas operations, the industry powers economies, supports communities, and enables the infrastructure that keeps the world moving. As an Analyst in this space, you'll work with organizations tackling some of today's biggest challenges and opportunities – including energy security, infrastructure resilience, climate adaptation, and the transition to cleaner energy sources. No two clients are the same, giving you exposure to a wide range of businesses, risks, and projects that shape the future of the global energy landscape. If you're curious about global markets, enjoy solving complex problems, and want to build a career where you can make a tangible impact, Natural Resources offers an exciting and rewarding place to start.  Our Graduate Program You’ll join a 12-month development experience designed for recent graduates ready to build a meaningful career in insurance. From day one, you'll build an understanding of how different risks are assessed, placed, and managed, while developing the technical and commercial skills needed to advise clients effectively. Throughout the program, you’ll develop the technical knowledge, commercial awareness, and professional skills needed to succeed in a broking career. Your experience will include structured learning, professional development workshops, networking opportunities, mentoring, and access to senior leaders through speaker events and interactive sessions.  What you’ll be doing  Gain hands-on experience supporting brokers with the placement and renewal of insurance programs for clients across the Natural Resources sector. Work alongside experienced professionals to review quotes, analyze coverage options, and help develop recommendations for clients. Build an understanding of the risks, challenges, and opportunities facing organizations across oil and gas, utilities, renewable energy, and infrastructure. Develop technical knowledge of insurance products, market dynamics, and broking practices through real client work and structured learning. Collaborate with broking, placement, and support teams to deliver high-quality solutions and service to clients. Learn to navigate industry systems and processes while maintaining accurate client and policy information. Participate in training, networking, and development opportunities designed to build your commercial, technical, and professional skills.  What are we looking for? You don't need previous insurance experience or technical knowledge - we'll provide the training and support to help you succeed. We're looking for recent graduates or students graduating soon from any degree discipline who are excited to learn, curious about business, and interested in understanding how organizations manage risk and navigate complex challenges. You'll thrive in this role if you are: On track to achieve, or have achieved, a cumulative GPA of 3.2 or above Curious, proactive, and eager to learn new concepts and skills. Adaptable and comfortable working in a fast-paced, evolving environment. A strong communicator who enjoys building relationships and collaborating with others. Motivated to take ownership of your work and contribute to team success. A problem-solver who approaches challenges with a positive, solutions-focused mindset. Resilient, organized, and able to manage multiple priorities effectively.  To be eligible for this program, you must have unrestricted authorization to work in the United States.  Why should you apply? Opportunity to complete fully funded professional and technical qualifications relevant for your role and career pathway.   Excellent training and development schemes and accelerated career progression.   2 days allocated to take part in volunteering schemes.  Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts  401(k) retirement plan  Flexible Paid Time Off and paid parental leave  Life and Disability insurance  What do we offer in return?A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:Our successes have all come from someone brave enough to try something newWe support each other in the small everyday moments and the bigger challengesWe are determined to make a positive difference at work and beyondReasonable adjustmentsWe're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs.  Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

Posted 3 days ago

Supports clients and insurers in managing complex financial and cyber risks while developing expertise in insurance broking through rotations across Financial Institutions, Cyber, and Directors & Officers Liability teams.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.Financial Lines Group Financial Lines is one of the most dynamic and fast-evolving areas of the insurance industry. It focuses on protecting organizations against complex risks, from cyber-attacks and professional liability claims to regulatory investigations, management liability, and emerging technology exposures. As businesses continue to evolve and new risks emerge, Financial Lines professionals play a critical role in helping clients navigate uncertainty and make informed decisions. This creates a unique opportunity to combine analytical thinking, relationship building, and commercial problem-solving while working at the intersection of business, finance, technology, and risk. Whether advising a global financial institution, a fast-growing fintech, or an innovative digital asset company, you'll gain exposure to complex challenges that shape industries and economies around the world.  Our Graduate Program You’ll join a 12-month development experience designed for recent graduates ready to build a meaningful career in insurance. From day one, you'll build an understanding of how different risks are assessed, placed, and managed, while developing the technical and commercial skills needed to advise clients effectively. You’ll gain experience across specialist areas including: Financial Institutions Cyber Directors & Officers Liability  Throughout the program, you’ll develop the technical knowledge, commercial awareness, and professional skills needed to succeed in a broking career. Your experience will include structured learning, professional development workshops, networking opportunities, mentoring, and access to senior leaders through speaker events and interactive sessions.  What you’ll be doing  Rotate across teams including Financial Institutions, Cyber, and Directors & Officers Liability, gaining broad exposure to Financial Lines insurance and claims.  Support client accounts and learn how insurance programs are designed, marketed, and placed. Assist with presentations, submissions, renewal strategies, and other client deliverables. Research industries, emerging risks, and market trends to support client and placement activities. Build relationships with insurers and underwriters while developing an understanding of coverage structures and negotiations. Participate in client meetings, internal strategy discussions, and renewal planning sessions. Gain exposure to claims management, client servicing, and the broader insurance lifecycle. Develop the technical, commercial, and relationship-building skills needed for a successful career in broking.  What are we looking for? You don't need previous insurance experience or technical knowledge - we'll provide the training and support to help you succeed. We're looking for recent graduates or students graduating soon from any degree discipline who are excited to learn, curious about business, and interested in understanding how organizations manage risk and navigate complex challenges. You'll thrive in this role if you are: On track to achieve, or have achieved, a cumulative GPA of 3.2 or above Curious, proactive, and eager to learn new concepts and skills. Adaptable and comfortable working in a fast-paced, evolving environment. A strong communicator who enjoys building relationships and collaborating with others. Motivated to take ownership of your work and contribute to team success. A problem-solver who approaches challenges with a positive, solutions-focused mindset. Resilient, organized, and able to manage multiple priorities effectively.  To be eligible for this program, you must have unrestricted authorization to work in the United States.  Why should you apply? Opportunity to complete fully funded professional and technical qualifications relevant for your role and career pathway.   Excellent training and development schemes and accelerated career progression.   2 days allocated to take part in volunteering schemes.  Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts  401(k) retirement plan  Flexible Paid Time Off and paid parental leave  Life and Disability insurance  

Posted 3 days ago

This structured graduate program within Howden CAP's Credit Risk Solutions team focuses on advising global financial institutions on specialty risk transfer insurance, researching borrower credit profiles, drafting legal contractual documentation, and analyzing geopolitical finance transactions.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.Salary: £40,000 Closing date: Friday 5th June ​Howden CAP and Credit Risk Solutions Team Howden CAP (Capital, Advisory and Placement) advises banks, large corporate firms and investment funds on how insurance can facilitate transactions such as investments, loans and acquisitions.  Within CAP, is our Credit Risk Solutions team who offer a specialty insurance product for large financial institutions (large well-known global banks).  Credit solutions insurance protects banks if a borrower fails to repay a loan. By reducing this risk, banks can lend more with confidence and does no not need to hold as much capital against each loan. We work across many different loans including aviation finance, renewable loans and trade finance.  The Graduate Programme You will be joining a vibrant and tight knit team who serve a diverse global client base. We are looking for soon-to-be or recent graduates from STEM, Finance and Legal backgrounds and have a keen interest in geopolitical finance. This programme is designed to give you early exposure to real client work, supported by structured training and hands‑on learning from experienced professionals.   What you’ll be doingSupport with drafting contractual documentation for risk transfer between banks and insurers. Assist with taking meeting accurate meeting notes and updating client files. Learn the full end-to-end transaction lifecycle, including understanding our policy framework which outlines the loan being insured. Researching and vetting underlying borrows, reviewing contracts and looking into their credit profiles and financial health. Support with managing the policy once secured, such as handling amendments. Gain exposure early on to client and insurers, learning how our experts advise and negotiate the best deals for our clients. Play an active role in business origination but supporting with client proposals and presentations.  What are we looking for?Soon-to-be or recent STEM, Law or Finance graduates who have an interest in geopolitical finance. A keen eye for detail and strong analytical skills. Strong mathematical skills and comfortable dealing with large sums of money. Individuals with strong interpersonal skills who thrive on connecting and building relationships with others. Strong written and verbal communication skills, and comfortable speaking with senior individuals. Resilient and hard-working graduates who thrive on working under pressure. Curious individuals who are keen to learn quickly and apply technical concepts. Ability to analyse data using Excel. You must have full unrestricted right to work in the UK.Why should you apply?Opportunity to complete fully funded professional and technical qualifications relevant for your role and career pathway. Access to discounted personal health policies as well as a range of insurance products. 25 days annual leave plus bank holidays and an extra day off for Christmas.  Competitive salary and generous pension scheme.  Excellent training and development schemes and accelerated career progression.  Cycle to work loan scheme and discount on gym memberships. 2 days allocated to take part in volunteering schemes. 

Posted 26 days ago