Howden

Product Governance Apprentice supporting the review of insurance products by analysing claims data, customer feedback and complaints to assess product performance, customer outcomes and regulatory compliance.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.Qualification: Level 3 apprenticeship Help Review and Shape Insurance Products that Work for Our CustomersReady to earn, learn and launch your career? This is more than your first job. You’ll gain real experience, work towards a recognised qualification and build skills that will shape your future. Insurance products can have a big impact on people's lives. Our Product Governance team reviews products throughout their life cycle, from launch to future changes or withdrawal, to check they meet customers' needs and continue to provide fair value. This is a strategic role where you'll look at the bigger picture, use evidence to understand how products are performing and help suggest how they should be improved. You'll use data such as claims, customer feedback and complaints to spot risks and identify where products could be improved. You'll also learn how Howden meets Financial Conduct Authority (FCA) requirements and delivers good outcomes for customers. You’ll join Howden on a permanent role and complete an 18-month development programme designed to develop your technical knowledge, professional skills and confidence to kick start your career. What you’ll be doing?You will begin with a structured induction before joining our Product Governance team, where you will work alongside experienced colleagues and gradually take on more responsibility. During the programme, you'll:Build your knowledge of insurance products and the regulations Howden must follow. Learn how insurance products move through their life cycle, from initial design and launch to review, improvement or withdrawal. Support regular reviews to check that products meet the needs of their intended customers and continue to offer fair value. Review information including claims data, customer survey results, satisfaction measures and complaints. Help compare product performance and customer outcomes against relevant regulatory expectations.Collaborate and gain exposure to colleagues across broking, claims, insurers, risk, compliance and other areas of the business.  Who are we looking for?No insurance experience is needed; we’ll teach you everything you need to know!You'll be:Curious, willing to ask questions and keen to understand how insurance products work and affect customers. Comfortable working with numbers, data and spreadsheets. You do not need advanced Excel skills, as you will be trained in this area. Analytical and logical, with an interest in analysing various sources of information and spotting patterns.Confident building relationships and working with people from different teams. Organised and able to manage several responsibilities while following clear processes. Adaptable and able to change focus when priorities shift. Resilient and comfortable working in a fast-moving environment. To be eligible for our apprenticeship, you must:Have the full and unrestricted right to work in the UK.Have lived permanently in the UK for the last 3 years.Have achieved a grade C/4 in GCSE English and Maths.Not already hold a qualification that significantly overlaps with the content of this apprenticeship.Why should you apply?At Howden, people are at the heart of everything we do. As an employee-owned business, we believe success is built through collaboration, learning and supporting one another. You'll gain exposure to an exciting global industry, receive structured development throughout the summer and build relationships that could shape your future career.You'll also benefit from:£23,000 and a generous pension scheme.Completing fully funded professional qualifications relevant for your role.Structured learning and development through our 18-month apprenticeship development programme.25 days' annual leave, plus bank holidays.What do we offer in return?A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:Our successes have all come from someone brave enough to try something newWe support each other in the small everyday moments and the bigger challengesWe are determined to make a positive difference at work and beyond

Posted today

Risk & Compliance Apprentice supporting a global reinsurance business by monitoring risks, maintaining risk records, researching regulations and assisting with compliance activities and reporting.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.Qualification: Level 3 Compliance and Risk apprenticeship Help a Global Business Manage Risk and Make Better DecisionsReady to earn, learn and launch your career? This is more than your first job. You’ll gain real experience, work towards a recognised qualification and build skills that will shape your future. Our Risk & Compliance team helps Howden Re, the reinsurance division of Howden, operate responsibly and with confidence. By helping the business understand risks, follow industry regulations and make informed decisions, the team plays an important role in protecting our clients, colleagues and reputation. As part of a close-knit and collaborative team, you'll gain hands-on experience supporting real projects, learning how a global reinsurance business operates and developing the skills needed for a successful career in Risk & Compliance. No two days are the same, and you'll be supported every step of the way by your buddy, line manager and wider team. You’ll join Howden on a permanent role and complete an 18-month development programme designed to develop your technical knowledge, professional skills and confidence to kick start your career. What you’ll be doing?You will begin with a structured induction before joining our Risk & Compliance team, where you will work alongside experienced colleagues and gradually take on more responsibility. During the programme, you'll:Build your understanding of risk, compliance and the regulations that apply to the insurance and reinsurance industry.Learn how Howden identifies, records and manages risks that could affect the business.Support the maintenance of the risk register, which records important risks and the actions being taken to manage them.Assist with reviewing information to identify potential risks, patterns or areas that may require further investigation.Support the team in understanding new and changing regulations and what they could mean for the business.Collaborate with specialist teams such as Financial Crime, Data Protection, Regulatory Affairs and Compliance Monitoring.Assist the team in responding to a range of compliance queries from the business.Support the team with business-as-usual activities relating go compliance training, monitoring and reporting. Who are we looking for?No insurance experience is needed; we’ll teach you everything you need to know!You'll be:Curious about how businesses identify and manage risk and interested in how rules, regulations help businesses operate responsibly.Confident communicating with a wide range of people.Comfortable researching topics and learning new information.Detail oriented and produce high quality and accurate work.Analytical and able to review information carefully to identify key details and trends.Organised, with the ability to manage multiple tasks and priorities.A strong problem solver who enjoys understanding complex situations.A collaborative team player who enjoys working with colleagues across different teams.Proactive, enthusiastic and eager to learn new skills.To be eligible for our apprenticeship, you must:Have the full and unrestricted right to work in the UK.Have lived permanently in the UK for the last 3 years.Have achieved a grade C/4 in GCSE English and Maths.Not already hold a qualification that significantly overlaps with the content of this apprenticeship. Why should you apply?At Howden, people are at the heart of everything we do. As an employee-owned business, we believe success is built through collaboration, learning and supporting one another. You'll gain exposure to an exciting global industry, receive structured development throughout the summer and build relationships that could shape your future career.You'll also benefit from:£28,000 a generous pension scheme.Completing fully funded professional qualifications relevant for your role.Structured learning and development through our 18-month apprenticeship development programme.25 days' annual leave, plus bank holidays and an additional day off at Christmas.Access to discounted personal health policies, wellbeing support and a range of employee benefits and insurance products.2 days allocated to take part in volunteering schemes.What do we offer in return?A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:Our successes have all come from someone brave enough to try something newWe support each other in the small everyday moments and the bigger challengesWe are determined to make a positive difference at work and beyond

Posted today

Finance Apprentice supporting daily finance operations through expense reviews, invoice processing, supplier payments, account checks and accurate financial recordkeeping.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.Qualification: Level 3 Accountancy apprenticeship Play a Key Role in How Money Moves Through a BusinessReady to earn, learn and launch your career? This is more than your first job. You’ll gain real experience, work towards a recognised qualification and build skills that will shape your future. Our Finance Operations team helps keep Howden’s Retail business running smoothly. From checking employee expenses and managing corporate card costs to processing invoices and supporting supplier payments, the team makes sure money is handled accurately and payments are completed at the right time.You’ll work with colleagues across the business, gaining a valuable understanding of how a finance function operates while building practical skills that you can use throughout your career.You’ll join Howden on a permanent role and complete an 18-month development programme designed to develop your technical knowledge, professional skills and confidence to kick start your career. What you’ll be doing?You will begin with a structured induction before joining our Finance Operations team, where you will work alongside experienced colleagues and gradually take on more responsibility. During the programme, you'll:Learn how employee expenses are managed and use our expense claim system to review submissions.  Check expense claims against company rules, making sure information is accurate and costs are in line with expectations. Support the management of corporate credit card costs and check that the correct approvals are in place.  Review invoices from suppliers and help prepare them for payment.  Help set up new suppliers by completing due diligence checks, including confirming accurate bank and business details.  Use your attention to detail to maintain clear and accurate expenses records and documentation. Respond to questions from employees and work with teams across the business, including colleagues responsible for payments.  Spot missing information or mistakes and escalate any issues to the Accounts Payable Manager.  Who are we looking for?No insurance experience is needed; we’ll teach you everything you need to know!You'll be:Confident working with numbers and interested in understanding how finance works.  Organised and comfortable following clear processes.  Detail oriented and able to complete your tasks with a high level of accuracy and actively spotting mistakes or missing information.  Able to manage different tasks and meet regular deadlines.  Able to articulate your ideas clearly, both in writing and verbally. Curious, willing to learn and open to feedback.  To be eligible for our apprenticeship, you must:Have the full and unrestricted right to work in the UK.Have lived permanently in the UK for the last 3 years.Have achieved a grade C/4 in GCSE English and B/5 in GCSE Maths. Not already hold a qualification that significantly overlaps with the content of this apprenticeship. Why should you apply?At Howden, people are at the heart of everything we do. As an employee-owned business, we believe success is built through collaboration, learning and supporting one another. You'll gain exposure to an exciting global industry, receive structured development throughout the summer and build relationships that could shape your future career.You'll also benefit from:£23,000 and a generous pension scheme.Completing fully funded professional qualifications relevant for your role.Structured learning and development through our 18-month apprenticeship development programme.25 days' annual leave, plus bank holidays.Access to discounted personal health policies, wellbeing support and a range of employee benefits and insurance products.What do we offer in return?A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:Our successes have all come from someone brave enough to try something newWe support each other in the small everyday moments and the bigger challengesWe are determined to make a positive difference at work and beyond

Posted today

Data Analyst Apprentice analysing business data, identifying trends, preparing reports and dashboards, and developing technical skills in Power BI, SQL and Python.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.Qualification: Level 3 Data & AI Foundations apprenticeship Turn Data into Real Business ImpactReady to earn, learn and launch your career? This is more than your first job. You’ll gain real experience, work towards a recognised qualification and build skills that will shape your future. Data is at the heart of everything we do. From understanding sales performance to identifying trends in claims data, our Data Science and Analytics team helps colleagues across Howden turn complex information into meaningful insights that drive better business decisions.As a Data Analyst Apprentice, you'll learn how to work with real business data, uncover patterns, solve problems and create reports and dashboards that make a genuine impact. You'll develop the analytical and technical skills needed to work with data confidently, while learning tools such as Power BI, SQL and Python. You’ll join Howden on a permanent role and complete an 18-month development programme designed to develop your technical knowledge, professional skills and confidence to kick start your career. What you’ll be doing?You will begin with a structured induction before joining our Data Science & Analytics team, where you will work alongside experienced colleagues and gradually take on more responsibility. During the programme, you'll:Gain exposure to both data analytics and data science, helping you understand how analysis, reporting and data models can be used to solve different business problems. Support a range of live data projects for different areas of the Retail business.Analyse datasets to understand what the information is telling us, looking for patterns, trends, gaps or unusual results that may need further investigation. Clean, organise and check data before it is analysed, spotting errors or inconsistencies and helping make sure the information is accurate and reliable. Learn how to turn your findings into clear reports for key business stakeholders.Build your technical skills by learning to use tools such as Power BI, SQL and Python. Who are we looking for?No insurance experience is needed; we’ll teach you everything you need to know!You’ll be:Interested in data, technology, IT or coding and eager to learn more. Comfortable working with numbers and using logical thinking to understand problems. A strong problem solver who enjoys spotting patterns and finding practical solutions. Attentive to detail, particularly when checking information and identifying errors. Able to communicate your ideas clearly and confidently.Someone who is keen to collaborate with different people across the business. Organised and able to manage several tasks or projects at the same time.  To be eligible for our apprenticeship, you must:Have the full and unrestricted right to work in the UK.Have lived permanently in the UK for the last 3 years.Have achieved a grade C/4 in GCSE English and B/5 in GCSE Maths.Not already hold a qualification that significantly overlaps with the content of this apprenticeship. Why should you apply?At Howden, people are at the heart of everything we do. As an employee-owned business, we believe success is built through collaboration, learning and supporting one another. You'll gain exposure to an exciting global industry, receive structured development throughout the summer and build relationships that could shape your future career.You'll also benefit from:£23,000 and a generous pension scheme.Completing fully funded professional qualifications relevant for your role.Structured learning and development through our 18-month apprenticeship development programme.25 days' annual leave, plus bank holidays.Access to discounted personal health policies, wellbeing support and a range of employee benefits and insurance products.What do we offer in return?A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:Our successes have all come from someone brave enough to try something newWe support each other in the small everyday moments and the bigger challengesWe are determined to make a positive difference at work and beyond

Posted today

Insurance Apprenticeship supporting commercial clients with insurance policies, customer enquiries, policy administration, renewals and relationship management while completing a Level 3 qualification.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.Qualification: Level 3 Insurance apprenticeship Build Relationships, Solve Problems and Help People Protect What Matters Most Ready to earn, learn and launch your career? This is more than your first job. You’ll gain real experience, work towards a recognised qualification and build skills that will shape your future. Our Commercial & Schemes division helps organisations of different sizes, from small local tradespeople to established businesses, find the right insurance to protect themselves from a wide range of risks. We work with clients across sectors including construction, hospitality and leisure, manufacturing, real estate, motor, education and professional services.You’ll step into the shoes of an Insurance Account Handler, helping to look after existing clients and support them with their insurance policies.You’ll join Howden on a permanent role and complete an 18-month development programme designed to develop your technical knowledge, professional skills and confidence to kick start your career. What you’ll be doing?You will begin with a structured induction before joining our Commercial & Schemes team, where you will work alongside experienced colleagues and gradually take on more responsibility. During the programme, you'll:Learn the foundations of commercial insurance and how an Account Handler supports clients. Draft clear and professional email correspondence for clients and insurers. Build confidence speaking with clients and insurers, helping to answer queries and gather information, both via email and during phone calls.   Help gather and share the information needed to manage policies and support client requests. Support with maintaining accurate and up-to-date client records.  Build long-term relationships and provide excellent customer service.   Learn how amendments to insurance policies are managed as well as the policy renewals process.   Who are we looking for?No insurance experience is needed; we’ll teach you everything you need to know!You'll be:Curious and motivated to learn about insurance and develop your career. A confident communicator who is comfortable speaking with different people by phone and email. Able to build positive relationships with clients, insurers and colleagues. Tenacious and resilient when facing challenges or setbacks. Organised and able to manage different tasks and priorities. Attentive to detail, with strong written communication skills. Proactive and willing to ask questions, contribute and support the wider team.  To be eligible for our apprenticeship, you must:Have the full and unrestricted right to work in the UK.Have lived permanently in the UK for the last 3 years.Have achieved a grade C/4 in GCSE English and Maths.Not already hold a qualification that significantly overlaps with the content of this apprenticeship.Why should you apply?At Howden, people are at the heart of everything we do. As an employee-owned business, we believe success is built through collaboration, learning and supporting one another. You'll gain exposure to an exciting global industry, receive structured development throughout the summer and build relationships that could shape your future career.You'll also benefit from:£23,000 and a generous pension scheme.Completing fully funded professional qualifications relevant for your role.Structured learning and development through our 18-month apprenticeship development programme.25 days' annual leave, plus bank holidays.Access to discounted personal health policies, wellbeing support and a range of employee benefits and insurance products.What do we offer in return?A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:Our successes have all come from someone brave enough to try something newWe support each other in the small everyday moments and the bigger challengesWe are determined to make a positive difference at work and beyond

Posted today