Howden

Two-year Legal & Technical Claims Graduate Programme providing experience across specialist insurance claims, including investigations, coverage assessments, contract and policy reviews, negotiation, and client relationship management.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.From Global Events to Complex Claims - Be Part of the SolutionLooking for a graduate role that combines problem solving, relationship management and puts you at the centre of major global events? Join Howden's Legal & Technical Claims Graduate Programme and gain hands-on experience helping clients navigate complex insurance claims across a wide range of industries. From global sporting events and financial institutions to aviation and major corporate transactions, you'll play a role in delivering solutions when they matter most. Our Graduate Programme will build your technical and professional skills while giving you real responsibility from day one, working directly with clients, insurers and industry experts.  What you’ll be doing? Over two years, you'll rotate through four specialist claims teams, spending six months in each area to build a broad understanding of the insurance industry and claims lifecycle.  You will spend 6 months rotating between the following teams: Financial Institutions – supporting banks, lenders, investment firms and other financial organisations. Sports & Entertainment – supporting local sports clubs to global entertainment brands, media companies and major events. Howden Capital, Advisory & Placement (CAP) – supporting large corporates, investment funds and private equity firms. Global Specialty – supporting specialised risks within Aviation, Construction, Marine & Cargo, Casualty, Property, Health & Care and Natural Resources. In each rotation, you'll: Learn how complex claims are managed from start to finish. Support senior claims specialists with claim investigations and coverage assessments. Review contracts and policy documentation. Build relationships with brokers, insurers and clients. Develop negotiation, analytical and problem-solving skills that will set you up for future success. On completion of the programme, you will have the opportunity to complete fully funded professional qualifications, such as Chartered Insurance Institute certificate (CII) and/or Solicitor Qualifying Examination (SQE).  What are we looking for?  No experience in insurance is required; we’ll teach you everything you need to know! You'll be: A soon-to-be or recent graduate from any degree background who is not currently participating in and has not previously completed a graduate programme with another employer. Someone who enjoys building relationships and working with others. Able to get your thoughts and ideas clearly across to others, both in writing and verbally. A collaborative individual who enjoys working in a team environment. A keen problem solver who has strong analytical skills and attention to detail. Inquisitive and interested in keeping up to date with major events happening around the world.  To be eligible for our programme, you must have the full and unrestricted right to work in the UK.  Why should you apply? At Howden, people are at the heart of everything we do. As an employee-owned business, we believe success is built through collaboration, learning and supporting one another. You'll join a permanent role from day one and take part in our structured 18-month development programme, designed to accelerate your technical, commercial and professional growth. You'll also benefit from: £35,000 salary, increasing to £37,500 in year two and generous pension scheme. Opportunity to complete fully funded professional and technical qualifications relevant for your role and career pathway. Structured learning and development through our 18-month graduate programme. 25 days annual leave plus bank holidays and an extra day off for Christmas.  Competitive salary and generous pension scheme.  Access to discounted personal health policies, a competitive pension scheme, wellbeing benefits and a range of insurance products. 2 days allocated to take part in volunteering schemes. 

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Marine, Cargo & Logistics Insurance Graduate Programme focused on supporting insurance placements and servicing for global shipping, cargo, storage, and logistics risks while gaining exposure to the London insurance market.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.Discover How Global Trade Keeps Moving Looking for a graduate role where you’ll be at the centre of global events, international trade and complex risks that shape the world of marine insurance. Join Howden's Marine, Cargo & Logistics team and discover how global trade keeps moving safely. You'll learn how organisations manage and protect vessels, shipping operations and cargo & storage exposures against risks such as damage, theft, accidents and disruption and how tailored insurance solutions respond when the unexpected happens.  From day one, you’ll gain exposure to our global clients across North America, the UK & Ireland, Europe, the Middle East, Africa and Asia Pacific. You'll work alongside experienced specialised across multiple areas of marine, cargo and logistics insurance while building the knowledge, skills and relationships needed to kick start your career.  This is a permanent role supported by a structured development programme, designed to accelerate your technical expertise, professional confidence and long-term career growth.  What you’ll be doing?You'll begin with a structured induction before joining the Marine, Cargo & Logistics team, where you'll work alongside experienced specialists on live client projects.  During the programme, you'll: Support the processing of insurance risks and client information.  Learn how insurance transactions move from initial enquiry through to placement and servicing.  Gaining exposure to the London Insurance Market, including Lloyd's of London, and understand how business is placed within it.  Attend meetings with underwriters and brokers to develop your understanding of the wider insurance market.  Use internal systems and tools to maintain accurate records and information.  Prepare spreadsheets, documentation and reports to support insurance placement, broker and client servicing  Build relationships with clients, underwriters and the wider MCL team. Develop your commercial awareness by exploring topics impacting global trade, shipping and logistics.  Who are we looking for?  No insurance experience is needed; we’ll teach you everything you need to know! You'll be: In your final year of university or a recent graduate from any degree discipline, on track for or having achieved a 2:2 or above.   Collaborative and enjoy building relationships with a range of people. Comfortable working in fast paced environments and able to balance multiple responsibilities. A confident communicator who is willing to share ideas. Curious to ask questions and learn more about our industry. Driven and enjoy problem solving.  To be eligible for our programme, you must have the full and unrestricted right to work in the UK.   Why should you apply? At Howden, people are at the heart of everything we do. As an employee-owned business, we believe success is built through collaboration, learning and supporting one another. You'll join a permanent role from day one and take part in our structured 18-month development programme, designed to accelerate your technical, commercial and professional growth. You'll also benefit from: £35,000 salary and a generous pension scheme. Opportunity to complete fully funded professional and technical qualifications relevant for your role and career pathway such as CII. Structured learning and development through our 18-month graduate programme. 25 days' annual leave plus bank holidays and an additional day off at Christmas. Access to discounted personal health policies, a competitive pension scheme, wellbeing benefits and a range of insurance products. 2 days allocated to take part in volunteering schemes. 

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Two-year Legal & Technical Claims Graduate Programme with rotations across specialist insurance claims teams, covering claims investigations, policy and contract reviews, coverage assessments, negotiation, and client relationship management.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.From Global Events to Complex Claims - Be Part of the SolutionLooking for a graduate role that combines problem solving, relationship management and puts you at the centre of major global events? Join Howden's Legal & Technical Claims Graduate Programme and gain hands-on experience helping clients navigate complex insurance claims across a wide range of industries. From global sporting events and financial institutions to aviation and major corporate transactions, you'll play a role in delivering solutions when they matter most. Our Graduate Programme will build your technical and professional skills while giving you real responsibility from day one, working directly with clients, insurers and industry experts.  What you’ll be doing? Over two years, you'll rotate through four specialist claims teams, spending six months in each area to build a broad understanding of the insurance industry and claims lifecycle.  You will spend 6 months rotating between the following teams: Financial Institutions – supporting banks, lenders, investment firms and other financial organisations. Sports & Entertainment – supporting local sports clubs to global entertainment brands, media companies and major events. Howden Capital, Advisory & Placement (CAP) – supporting large corporates, investment funds and private equity firms. Global Specialty – supporting specialised risks within Aviation, Construction, Marine & Cargo, Casualty, Property, Health & Care and Natural Resources. In each rotation, you'll: Learn how complex claims are managed from start to finish. Support senior claims specialists with claim investigations and coverage assessments. Review contracts and policy documentation. Build relationships with brokers, insurers and clients. Develop negotiation, analytical and problem-solving skills that will set you up for future success. On completion of the programme, you will have the opportunity to complete fully funded professional qualifications, such as Chartered Insurance Institute certificate (CII) and/or Solicitor Qualifying Examination (SQE).  What are we looking for?  No experience in insurance is required; we’ll teach you everything you need to know! You'll be: A soon-to-be or recent graduate from any degree background who is not currently participating in and has not previously completed a graduate programme with another employer. Someone who enjoys building relationships and working with others. Able to get your thoughts and ideas clearly across to others, both in writing and verbally. A collaborative individual who enjoys working in a team environment. A keen problem solver who has strong analytical skills and attention to detail. Inquisitive and interested in keeping up to date with major events happening around the world.  To be eligible for our programme, you must have the full and unrestricted right to work in the UK.  Why should you apply? At Howden, people are at the heart of everything we do. As an employee-owned business, we believe success is built through collaboration, learning and supporting one another. You'll join a permanent role from day one and take part in our structured 18-month development programme, designed to accelerate your technical, commercial and professional growth. You'll also benefit from: £35,000 salary, increasing to £37,500 in year two and generous pension scheme. Opportunity to complete fully funded professional and technical qualifications relevant for your role and career pathway. Structured learning and development through our 18-month graduate programme. 25 days annual leave plus bank holidays and an extra day off for Christmas.  Competitive salary and generous pension scheme.  Access to discounted personal health policies, a competitive pension scheme, wellbeing benefits and a range of insurance products. 2 days allocated to take part in volunteering schemes.  

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Credit & Political Risk Graduate Programme focused on helping international clients manage financial and political risks through insurance, country and market research, transaction support, and client relationship management.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.Help Shape Global Trade, Finance and Investment Looking for a graduate role where you'll combine analytical thinking, commercial awareness and relationship-building whilst being at the centre of geopolitical events? Join Howden's Credit & Political Risk team and learn how we help organisations navigate the risks that come with lending, trading and investing around the world.   From supporting major infrastructure projects to protecting international trade transactions, we work with financial institutions, corporates, funds and public entities across a wide range of industries. As part of our global team, you'll gain exposure to complex risks, innovative solutions and some of the most interesting transactions in the market.  This is a fast-paced, international environment where you'll develop both technical knowledge and commercial skills while learning how transactions are negotiated, structured and executed.  This is a permanent role supported by a structured development programme, designed to accelerate your technical expertise, professional confidence and long-term career growth.  What you’ll be doing? You'll begin with a structured induction before joining the Credit & Political Risk team, where you'll work alongside experienced specialists on live client projects. During the programme, you'll:Learn how Credit & Political Risk Insurance supports businesses, financial institutions and investors operating around the world. Support the placement of insurance solutions that help clients manage financial and political risks. Research countries, industries, companies and market trends to support client activity and business development. Assist in preparing client presentations, reports and insurance submissions. Build relationships with clients, insurers and internal teams across the business.  Who are we looking for?  No insurance experience is needed; we’ll teach you everything you need to know! You'll be: A recent graduate, or in your final year of university study from any degree background. Interested in global markets, international business and current affairs, with a curiosity about how organisations manage financial and political risks. A strong communicator who enjoys building relationships with a range of people. Analytical and naturally curious, and willing to ask questions. Comfortable working with numbers and data to support decision-making and problem-solving. Organised and detail-oriented, with the ability to manage multiple priorities and deadlines. Resilient and able to work effectively in a fast-paced environment where priorities can change quickly. Someone who takes ownership, shows initiative and enjoys learning new concepts and industries. A collaborative team player who enjoys working across various teams.  To be eligible for our programme, you must have the full and unrestricted right to work in the UK.  Why should you apply? At Howden, people are at the heart of everything we do. As an employee-owned business, we believe success is built through collaboration, learning and supporting one another. You'll join a permanent role from day one and take part in our structured 18-month development programme, designed to accelerate your technical, commercial and professional growth. You'll also benefit from: A starting salary of £40,000 and a generous pension scheme.  Opportunity to complete fully funded professional qualifications, such as the CII or CFA, to support your long-term career development.  Structured learning and development through our 18-month graduate development programme.  25 days' annual leave, plus bank holidays and an additional day off at Christmas.  Access to discounted personal health policies, wellbeing support and a range of employee benefits and insurance products. 2 days allocated to take part in volunteering schemes. 

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Two-year Risk & Compliance Graduate Programme with four six-month rotations covering risk assessment, governance, regulatory compliance, data analysis, and risk-management processes within the insurance industry.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.Spot the Risk and Shape the Strategy Looking for a graduate role that combines critical thinking, data analysis and problem solving?  Join Howden’s Risk and Compliance graduate programme and discover how global businesses make informed decisions, stay ahead of emerging risks and meet complex regulatory requirements.  Our Risk and Compliance team protects our business by identifying potential risks, putting safeguards into place to reduce them and ensuring we operate effectively and responsibly. If you are curious about how businesses respond to uncertainty, solve complex problems and balance risk with opportunity, this could be the perfect place to start your career. Our Graduate Programme will build your technical and professional skills while giving you real responsibility from day one. You'll work directly with industry experts, gain exposure to key business decisions and build the foundations for a successful career in risk and compliance.  What you’ll be doing? Over two-year years, you’ll rotate across four specialist teams, spending six months in each area to build a broad understanding of risk and compliance. You’ll work alongside colleagues from across our key divisions, which may include Howden Group, Howden Re, Specialty, Retail and DUAL, giving you extensive exposure to the insurance industry and a wide range of business areas.  This graduate programme offers a direct pathway into a permanent role. Please note, permanent offers are not guaranteed and are allocated based on performance and business need. In each rotation, you’ll Study towards a Level 4 ICA Advanced Certificate in Governance, Risk and Compliance. Identify and assess risks across the business. Support risk assessments and governance activities. Analyse data and present insights to stakeholders. Collaborate with teams to promote risk and compliance best practice. Monitor emerging risks and regulatory developments. Help implement new tools and processes that improve risk management.  What are we looking for? No experience is required; we’ll teach you everything you need to know! You’ll be: A recent or soon-to-be graduate from any degree background. Someone who enjoys analysing data and has meticulous attention to detail. A critical thinker who thrives on solving problems. Able to communicate effectively in writing and verbally and be comfortable presenting to individuals at all levels. Able to communicate complex topics to non-technical audiences that aids decision making. Intellectually curious and enjoy problem solving. A team player who thrives on collaborating with others. Proactive and enjoy taking ownership of the tasks assigned to you.  To be eligible for our programme, you must have the full and unrestricted right to work in the UK.  Why should you apply? At Howden, people are at the heart of everything we do. As an employee-owned business, we believe success is built through collaboration, learning and supporting one another. You'll take part in our structured 18-month development programme, designed to accelerate your technical, commercial and professional growth. You'll also benefit from: £35,000 salary and generous pension scheme. Opportunity to complete fully funded professional qualifications, such as the ICA. Structured learning and development through our 18-month graduate development programme.  Early responsibility and exposure to live transactions involving some of the world's leading banks and financial institutions.  The opportunity to build an international network and work alongside experienced professionals from banking, legal and finance backgrounds.  25 days' annual leave, plus bank holidays and an additional day off at Christmas.  Access to discounted personal health policies, wellbeing support and a range of employee benefits and insurance products. 2 days allocated to take part in volunteering schemes. 

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Credit Risk Solutions Graduate Programme combining banking, insurance, and global finance, with exposure to credit analysis, transaction structuring, financial risk, client advisory, and major financing transactions.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.Build Expertise at the Intersection of Banking, Insurance and Global Finance  Looking for a graduate role where you'll combine analytical thinking, commercial awareness and relationship-building? Join Howden's Credit Risk Solutions team and work on complex transactions that help some of the world's leading banks manage risk and deploy capital more efficiently.  From day one, you'll gain exposure to real deals, supporting global financial institutions across areas including corporate lending, project finance (inc. renewables), infrastructure finance, aviation finance, leveraged finance, fund finance and commodity & trade finance. You'll work alongside specialists from banking, law and finance backgrounds, developing an understanding of credit risk, transaction structuring, insurance solutions and client relationships.  This is a fast-paced, international environment where you'll engage with major banks, insurers and corporates, gaining early responsibility and insight into a growing area of the market. You'll develop both technical knowledge and commercial skills while learning how transactions are negotiated, structured and executed.  This is a permanent role supported by a structured development programme, designed to accelerate your technical expertise, professional confidence and long-term career growth.  What you’ll be doing? You'll begin with a structured induction before joining the Credit Risk Solutions team, where you'll work alongside experienced specialists supporting transactions for some of the world's leading financial institutions. Support the placement of credit risk insurance solutions for major global banks, helping clients manage risk and unlock lending opportunities. Conduct research into borrowers, industries and market developments, building an understanding of the factors that influence credit and lending decisions. Assist with drafting contracts, preparing client presentations and supporting transaction documentation throughout the deal lifecycle. Develop relationships with clients and insurers, gaining exposure to meetings and learning how complex transactions are negotiated and delivered. Support market analysis and business development activities, helping identify opportunities and trends across a range of sectors and geographies. Work closely with experienced professionals from banking, legal and finance backgrounds, developing your technical expertise, commercial awareness and client advisory skills.  Who are we looking for? No insurance experience is needed; we’ll teach you everything you need to know! You'll be: A recent graduate, or in your final year of university study, and on track to achieve or have achieved a 2:1 or above in any degree subject.  Interested in finance, global markets and current affairs, with a curiosity about how banks and businesses manage risk.  A strong communicator who enjoys building relationships and working with clients, colleagues and external partners.  Numerate and analytical, with the ability to assess information, solve problems and make sound judgements.  Resilient and able to perform under pressure, particularly in a fast-paced environment where priorities can shift quickly.  Organised, detail-oriented and capable of managing multiple tasks and competing deadlines.  Adaptable, commercially aware and keen to learn from experienced professionals and take on responsibility early in your career.  Comfortable using Excel and working with data to support analysis and decision-making.  Someone who takes ownership, shows initiative and enjoys working collaboratively as part of a high-performing team.  To be eligible for our programme, you must have the full and unrestricted right to work in the UK. Why should you apply? At Howden, people are at the heart of everything we do. As an employee-owned business, we believe success is built through collaboration, learning and supporting one another. You'll join a permanent role from day one and take part in our structured 18-month development programme, designed to accelerate your technical, commercial and professional growth. You'll also benefit from:£40,000 salary and a generous pension scheme.  Opportunity to complete fully funded professional qualifications, such as the CII or CFA, to support your long-term career development.  Structured learning and development through our 18-month graduate development programme.  25 days' annual leave, plus bank holidays and an additional day off at Christmas.  Access to discounted personal health policies, wellbeing support and a range of employee benefits and insurance products. 2 days allocated to take part in volunteering schemes. 

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