Howden

This structured graduate program within Howden CAP's Credit Risk Solutions team focuses on advising global financial institutions on specialty risk transfer insurance, researching borrower credit profiles, drafting legal contractual documentation, and analyzing geopolitical finance transactions.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.Salary: £40,000 Closing date: Friday 5th June ​Howden CAP and Credit Risk Solutions Team Howden CAP (Capital, Advisory and Placement) advises banks, large corporate firms and investment funds on how insurance can facilitate transactions such as investments, loans and acquisitions.  Within CAP, is our Credit Risk Solutions team who offer a specialty insurance product for large financial institutions (large well-known global banks).  Credit solutions insurance protects banks if a borrower fails to repay a loan. By reducing this risk, banks can lend more with confidence and does no not need to hold as much capital against each loan. We work across many different loans including aviation finance, renewable loans and trade finance.  The Graduate Programme You will be joining a vibrant and tight knit team who serve a diverse global client base. We are looking for soon-to-be or recent graduates from STEM, Finance and Legal backgrounds and have a keen interest in geopolitical finance. This programme is designed to give you early exposure to real client work, supported by structured training and hands‑on learning from experienced professionals.   What you’ll be doingSupport with drafting contractual documentation for risk transfer between banks and insurers. Assist with taking meeting accurate meeting notes and updating client files. Learn the full end-to-end transaction lifecycle, including understanding our policy framework which outlines the loan being insured. Researching and vetting underlying borrows, reviewing contracts and looking into their credit profiles and financial health. Support with managing the policy once secured, such as handling amendments. Gain exposure early on to client and insurers, learning how our experts advise and negotiate the best deals for our clients. Play an active role in business origination but supporting with client proposals and presentations.  What are we looking for?Soon-to-be or recent STEM, Law or Finance graduates who have an interest in geopolitical finance. A keen eye for detail and strong analytical skills. Strong mathematical skills and comfortable dealing with large sums of money. Individuals with strong interpersonal skills who thrive on connecting and building relationships with others. Strong written and verbal communication skills, and comfortable speaking with senior individuals. Resilient and hard-working graduates who thrive on working under pressure. Curious individuals who are keen to learn quickly and apply technical concepts. Ability to analyse data using Excel. You must have full unrestricted right to work in the UK.Why should you apply?Opportunity to complete fully funded professional and technical qualifications relevant for your role and career pathway. Access to discounted personal health policies as well as a range of insurance products. 25 days annual leave plus bank holidays and an extra day off for Christmas.  Competitive salary and generous pension scheme.  Excellent training and development schemes and accelerated career progression.  Cycle to work loan scheme and discount on gym memberships. 2 days allocated to take part in volunteering schemes. 

Posted 4 days ago

This structured early-career role focuses on cleaning, validating, and transforming complex marine, cargo, and logistics datasets into actionable insights, visual dashboards, and case studies to support client proposals and broker business decisions.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.We’re looking for a curious, analytical graduate or early‑career Data Analyst to join our Marine, Cargo and Logistics Specialty team.  This is a hands‑on role where you’ll learn how data is used in business decisions, working closely with brokers, data specialists, and technology teams. You’ll help turn complex datasets into clear insights that support clients and business across sport, media, and entertainment. You don’t need to know everything on day one. We’re looking for strong foundations, curiosity, and the motivation to learn fast.  With support and mentoring from experienced analysts, you’ll: Work with brokers and business stakeholders to understand real‑world problems and translate them into data questions. Explore and prototype data ideas, helping shape user stories and analytical approaches. Clean, analyse and validate data from multiple sources to ensure accuracy and reliability. Build insights, visuals and case studies that are used in client discussions and proposals. Spot patterns and trends in data and help explain what they mean in practice. Use modern data and analytics tools to turn raw data into clear, actionable outputs. Collaborate with data, technology and analytics teams across the wider group. Document your work and follow best‑practice data standards.  What we are looking for:  Essential A degree (or equivalent) in a numerate or analytical subject (e.g. maths, statistics, data science, economics, engineering, sciences) Strong attention to detail and logical thinking A genuine interest in how data can influence business decisions Confidence explaining ideas to both technical and non‑technical audiences An inquisitive, problem‑solving mindset  Technical skills (you don’t need all of these on day one): Experience using Excel for analysis Exposure to Python, SQL and/or R through study, projects or internships Familiarity with data visualisation tools such as Power BI (or similar) Interest in learning modern data platforms (Databricks)  Nice to have (but not required) University or personal projects involving real datasets Basic understanding of data modelling or data pipelines Curiosity about GenAI / LLMs and how they can support analytics An interest in insurance, sport, entertainment, or commercial analytics  What you’ll get A structured early‑career role with on‑the‑job learning and mentoring Exposure to client and operations work  Training and professional qualifications (e.g. Chartered Insurance Institute) Competitive salary, generous pension and private medical cover  What do we offer in return?A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:Our successes have all come from someone brave enough to try something newWe support each other in the small everyday moments and the bigger challengesWe are determined to make a positive difference at work and beyondReasonable adjustmentsWe're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs.  Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

Posted 8 days ago

Based in London, this two-year rotational programme spans M&A tax, contingent risk, client development, and strategic solutions to research high-value financial risks and design bespoke corporate insurance policies.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.Salary: £40,000 Closing date: Friday 5th June Howden CAP and Tax & Contingent Risk Howden CAP (Capital, Advisory and Placement) advises banks, large corporate firms and investment funds on how insurance can facilitate transactions such as investments, loans and acquisitions.  Within CAP, our Tax & Contingent Risk team specialises in helping clients manage high-value legal, tax and financial risks. We deal with big ‘what if’ risks that would incur a large financial cost if they do happen. Rather than fixing problems after they happen, our team of experts identifies uncertain risks and designs bespoke insurance solutions to transfer those risks to insurers. You will be joining a highly technical and deal-driven environment where you will have the opportunity to work closely with private equity funds, banks and large corporates.  The Graduate Programme You will kick start your career in insurance by joining our 2-year rotational programme, completing four 6-month rotations across the following areas: M&A Tax: helps buyers, sellers and investors complete deals by identifying tax risks and using bespoke insurance to remove those risks from transactions. Contingent Risk: protects clients against major future legal, regulatory or tax risks by designing insurance that pays out if those risks occur later. Client Development: help grow the business by identifying new opportunities, building client relationships and bringing new risks and deals into the pipeline. Strategic Opportunities:  places insurance for nuanced and untested tax risks, including risks that are highly contentious or in live dispute. The team also has a mandate and the regulatory permissions to develop and execute insurance backed financing solutions, which are bespoke to each client. This programme is designed to give you early exposure to real client work, supported by structured training and hands‑on learning from experienced professionals. What you’ll be doing? M&A Tax  Supporting live deals by identifying tax and legal risks and helping draft insurance submissions and client reports. Working with clients and insurers to structure bespoke tax insurance so deals can complete without money being held back.  Contingent Risk Researching and analysing future legal, regulatory or tax risks, and helping design insurance to cover those risks. Preparing insurance reports, speaking with insurers, and supporting the negotiation and binding of policies on live transactions. Assist in developing financial models to project cash flows and assess financial outcomes of a litigation portfolio.  Client Development Researching clients and markets, following up on leads and supporting senior team members with pitches and presentations. Helping develop new products and opportunities by working closely with broking teams and insurers.  Strategic Solutions Supporting the team to research complex or emerging tax risks and carrying out market analysis to identify new opportunities. Assisting on live deals, including gathering information and helping prepare documentation for insurers and clients. Learning how to analyse transactions and financing structures, and how insurance can be used to support and improve these.  What are we looking for? No experience or technical knowledge is required - we’ll teach you everything you need to know! Recent or soon-to-be graduates studying towards any degree background who are interested in careers within M&A, Tax and Banking/Finance. Ambitious and hard-working individuals who are solutions orientated. Resilient self-starters who can work at a fast pace and perform under pressure. Curious and eager learners who are motivated to apply technical concepts. Excel is useful for financial modelling tasks but not required. Strong interpersonal skills and ability to build trusting relationships with stakeholder at all levels. You must have full unrestricted right to work in the UK. Why should you apply? Opportunity to complete fully funded professional and technical qualifications relevant for your role and career pathway. Access to discounted personal health policies as well as a range of insurance products. 25 days annual leave plus bank holidays and an extra day off for Christmas.  Competitive salary and generous pension scheme.  Excellent training and development schemes and accelerated career progression.  Cycle to work loan scheme and discount on gym memberships. 2 days allocated to take part in volunteering schemes.  At Howden, we are committed to developing and maintaining a culture of equality and diversity in the workplace and welcome applications from all backgrounds. What do we offer in return?A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:Our successes have all come from someone brave enough to try something newWe support each other in the small everyday moments and the bigger challengesWe are determined to make a positive difference at work and beyond

Posted 16 days ago

Based in London, this graduate programme focuses on utilizing quantitative analysis and coding skills to support the advisory team in optimizing client capital structures and managing complex corporate insurance transactions.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.Closing date: Friday 5th June The Graduate Programme Are you ambitious, entrepreneurial, and eager to learn? As an Analyst at Howden, you’ll play a key role in supporting Associates and Senior Associates in delivering best-in-class insurance solutions for clients. You’ll be working with the balance sheet advisory & structuring team who advise clients on balance sheet and capital optimisation.This programme is designed to give you early exposure to real client work, supported by structured training and hands-on learning from experienced professionals.What you’ll be doing?Support client advisory teams in managing complex insurance requirementsAssist with negotiation to secure the best possible terms for clientsDevelop business relationships and contribute to company growthOver time, take ownership of transaction processes and client engagementsWhat are we looking for?No experience or technical knowledge is required - we’ll teach you everything you need to know! Strong quantitative analysis skills and ability to code.Motivated self-starters who are keen to move into the insurance industry.A determination and willingness to learn. Strong written and verbal communication skills.Ability to work well as part of an open and collaborative team.Analytical individuals who have a keen eye for detail.Articulate and personable individuals who are excited to and comfortable presenting to stakeholders at all levels.You must have full unrestricted right to work in the UK.Why apply?  Opportunity to complete fully funded professional and technical training relevant for your role and career pathway. Access to discounted personal health policies as well as a range of insurance products. 25 days annual leave plus bank holidays and an extra day off for Christmas.  Competitive salary and generous pension scheme.  Excellent training and development schemes and accelerated career progression.  Cycle to work loan scheme and discount on gym memberships. 2 days allocated to take part in volunteering schemes. At Howden, we are committed to developing and maintaining a culture of equality and diversity in the workplace and welcome applications from all backgrounds. What do we offer in return?A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:Our successes have all come from someone brave enough to try something newWe support each other in the small everyday moments and the bigger challengesWe are determined to make a positive difference at work and beyond

Posted 16 days ago

Based in London, this graduate programme focuses on analyzing investment fund risk profiles and reviewing corporate insurance portfolios to provide strategic risk management solutions for private equity clients.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.Salary: £35,000 Closing date: Friday 5th June Portfolio Solutions Team Our Portfolio Solutions team provide bespoke and tailored insurance solutions and risk management for private equity firms to help them protect their portfolio investments. We review existing fund risks and recommend improvements and ensure they have the right insurance coverage to protect their assets over the long term. The Graduate Programme You will join a collaborative and ambitious team where our clients are at the centre of everything we do.  We are looking for recent or soon-to-be graduates who are interested in Private Equity and are curious to learn how insurance protects their investments. This programme is designed to give you early exposure to real client work, supported by structured training and hands-on learning from experienced professionals. What you’ll be doing Play an active role in reviewing investment funds, to analyse performance and risk profiles.   Support the team with administrative tasks. Support the review of existing insurance programmes, assessing their performance and recommending improvements to align with investor needs. Gain early exposure to clients through meetings and learn how our experts offer strategic advice.  What are we looking for? No experience or technical knowledge is required - we’ll teach you everything you need to know! Soon-to-be or recent graduates who are highly motivated to work with Private Equity clients and are interested in the full fund process. Individuals who enjoy researching and have a keen eye for detail. Individuals with strong interpersonal skills who thrive on connecting and building relationships with others. Strong written and verbal communication skills, and comfortable speaking with senior individuals. Resilient and hard-working graduates who are curious to learn and develop. You must have full unrestricted right to work in the UK. Why apply?  Opportunity to complete fully funded professional and technical training relevant for your role and career pathway. Access to discounted personal health policies as well as a range of insurance products. 25 days annual leave plus bank holidays and an extra day off for Christmas.  Competitive salary and generous pension scheme.  Excellent training and development schemes and accelerated career progression.  Cycle to work loan scheme and discount on gym memberships. 2 days allocated to take part in volunteering schemes. At Howden, we are committed to developing and maintaining a culture of equality and diversity in the workplace and welcome applications from all backgrounds. What do we offer in return?A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:Our successes have all come from someone brave enough to try something newWe support each other in the small everyday moments and the bigger challengesWe are determined to make a positive difference at work and beyond

Posted 16 days ago

Based in London, this graduate programme within the Surety Team focuses on advising corporate clients and investment funds on surety bonds for complex international risks.Who are we?Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.Salary: £35,000 – £40,000 Closing date: Friday 5th June Howden CAP and our Surety Team Howden CAP (Capital, Advisory and Placement) advises banks, large corporate firms and investment funds on how insurance can facilitate transactions such as investments, loans and acquisitions.  Within CAP is our Surety Team who provide access to bespoke surety bonding for international and complex risks, acting as the link between clients and insurers.   Surety insurance helps protect clients if a business fails to meet its contractual obligations, such as completing a project or paying what it owes. A surety bond is a promise backed by an insurer and if the business fails to deliver, the insurer steps in to protect the client.   The Graduate Programme You will join a collaborative and ambitious team where our clients are at the centre of everything we do. We are looking for curious Law and Finance graduates who are keen to start their careers in insurance.  This programme is designed to give you early exposure to real client work, supported by structured training and hands‑on learning from experienced professionals.  What you’ll be doing Learn about our surety products and the end-to-end process for placing surety bonds. Work directly with clients, insurers and underwriters to structure and place surety bonds. Review legal contracts, financial records to identify any risks that may make the surety bond too risky for an insurer.  Support with reviewing client documentation and preparing materials for upcoming meetings. Assist with taking meeting notes to ensure that client files are accurate and up to date. Gain early exposure to client and insurer meetings, learning how our clients are advised and how deals are negotiated. Build and maintains strong relationships with internal stakeholders and external contacts.  What are we looking for?No experience or technical knowledge is required - we’ll teach you everything you need to know! Soon-to-be or recent Law and Finance graduates who have a strong interest in commercial, legal, and financial matters. A keen eye for detail and strong analytical skills. Individuals with strong interpersonal skills who thrive on connecting and building relationships with others. Ability to influence and negotiate in professional settings. Strong written and verbal communication skills, and comfortable speaking on the phone with senior individuals. Resilient and hard-working graduates who are curious to learn and develop.You must have full unrestricted right to work in the UK.Why apply?  Opportunity to complete fully funded professional and technical training relevant for your role and career pathway. Access to discounted personal health policies as well as a range of insurance products. 25 days annual leave plus bank holidays and an extra day off for Christmas.  Competitive salary and generous pension scheme.  Excellent training and development schemes and accelerated career progression.  Cycle to work loan scheme and discount on gym memberships. 2 days allocated to take part in volunteering schemes. At Howden, we are committed to developing and maintaining a culture of equality and diversity in the workplace and welcome applications from all backgrounds. What do we offer in return?A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:Our successes have all come from someone brave enough to try something newWe support each other in the small everyday moments and the bigger challengesWe are determined to make a positive difference at work and beyond

Posted 16 days ago